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Subject Topic: ADAC cover to end for UK Residents
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Message posted by David Klyne on 10/12/2013 at 12:45pm
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Apparently ADAC is to stop new members joining the scheme from the  UK. Existing members can still renew their membership. It seems that the AA (ADAC partner in the UK)  have an issue with  the amount of use the scheme gets and clearly from their point of view its not an economic proposition.

David


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Message posted by Val A on 10/12/2013 at 1:24pm
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Where did you here that David? Do you have a link?

I must admit I'm not surprised.

Message posted by David Klyne on 10/12/2013 at 2:09pm
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Val

Somebody we both know, that has close contacts with ADAC in Germany, posted on another forum. I put it on here as I know its been discussed before in depth. I am not sure there will be any any official announcement, they just won't accept new members from the UK. I am not quite sure how it affects other Europeans who don't live in Germany.

David


Message posted by Kelper on 10/12/2013 at 3:19pm
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Must be the homestart I got from them (via AA), last month!
Now I'm riddled with guilt!

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Message posted by DiPhil on 10/12/2013 at 4:23pm
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It appears this applies to all other Countries in Europe too.

Message posted by nelmo on 10/12/2013 at 4:44pm
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Quote: Originally posted by Val A on 10/12/2013
Where did you here that David? Do you have a link?

I must admit I'm not surprised.



Why? Seems money for old rope to me - I've been a member for 3 years and called them out once.

Although they could save themselves a fortune by not sending me the quarterly magazine (which is in German!)...

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'In later life, you will be more disappointed with the things you didn't do than with the things you did.' - Mark Twain

Message posted by AlanGlynSmith on 10/12/2013 at 5:16pm
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B***er was going to use them for our trip to France next year

Is it just cover in the UK or buying from the UK? And we can still use cover in France etc.?

 

 



-------------
Somewhere in UK April 2014 (test run)
Cardet, 2014 France (yipee!)

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Message posted by Sdc777 on 10/12/2013 at 6:03pm
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My understanding is that they are not accepting new members.. Renewals are fine

Message posted by alan29 on 10/12/2013 at 8:08pm
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Damn. I was going to join in 2014.

Message posted by David Klyne on 10/12/2013 at 8:18pm
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I suppose we will never know the real reason although having said that its fairly easy to see that to provide that level of cover for that price, outside of Germany was alway likely to end in tears. I suspect its more to do with the number of call outs in the UK rather than in Europe, perhaps both side mutually agreed that it was uneconomic to carry on. I expect there is some rule somewhere that prevented them charging extra in another EU country. Had they been able to they might have continues at extra cost.

David


Message posted by Val A on 10/12/2013 at 8:31pm
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I'm glad we joined when we did.  I wonder if they will still try to impose the 'three months notice' period on existing members who don't wish to renew or whether they'll just let people quietly drop out?


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Message posted by Jack+Jon on 10/12/2013 at 9:01pm
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Possibly ADAC & AA has a reciprocal agreement, ie each would service each other's members in each other's countries? For this to work fairly it would require neither organisations to allow membership from residents in each other's countries or the agreement would become slanted.

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Regards, Jack+Jon.

Message posted by lizex on 10/12/2013 at 10:17pm
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Do you think it's another aspect of Rip-off Britain? Adac were clearly undercutting the AA and maybe 'poaching', and the AA is very dear for what it is.
We had AA cover for years and even locally, never actually got the AA when we phoned for assistance, just some local guy who didn't look under the bonnet & was just there to tow us home.

L

Message posted by David Klyne on 10/12/2013 at 11:58pm
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I would imagine that the price ADAC, even at the new increased price, was unsustainable. If it were not they would still be accepting new members. Running a breakdown service in your own country is one thing but having to pay others is not only expensive it is also outside of your control. I don't think the ADAC service was ever designed for UK residents in mind. There was always an element of flying by the seat of your pants because without the help of certain converts who knew the system and were able to explain I very much doubt as many people would have joined up as did. I have looked at all sorts of alternatives to Red Pennant but have never found one policy which is as joined up. OK you pay for it but again by the time you take personal cover and breakdown couple with staying away for two months at a time I have not found a combination that is substantually cheaper given that RP don't charge extra for exisiting medical conditions.

David


Message posted by DiPhil on 11/12/2013 at 3:30pm
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I do not think it was a money decision for ADAC I think it was the AA seeing how many members from the UK were joining ADAC by the call outs they were getting from UK Members. They would also have to provide extra services that ADAC provide as normal in their policy and there is also the fact that some members used the service as many as 3 times in 1 year in the UK.   

Looking at other Breakdown Organizations in other European Countries they seem to be a similar price and cover to ADAC so it looks as if we have to pay highly for our cover in the UK.   

Message posted by Berriow on 11/12/2013 at 4:48pm
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I've heard it said that French motorists have breakdown insurance as part of their annual car insurance. That can be done economically here, but relatively few people seem to take that option, even those who don't have caravans.

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