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Win a year’s free insurance* courtesy of Caravan Guard
Plus up to 20% off quotes for UKCampsite.co.uk members




During the first half of 2012 Caravan Guard are offering one lucky UKCampsite.co.uk user the chance to win a year’s free insurance* for their touring caravan, motorhome, folding camper or trailer tent.

Caravan Guard offer great value insurance for touring caravans, motorhomes, folding campers and trailer tents.

As a user of UKCampsite.co.uk, you as a touring caravan, folding camper or trailer tent owner can qualify for a 10% club insurance discount – plus there’s a further 10% discount when you get your quote online. Motorhome owners get a club discount too.

UKCampsite.co.uk ran the same competition in 2011 and Mrs J Petrie from Wiltshire was delighted to win a year without caravan insurance costs on for her Avondale caravan (pictured). We also gave away 30 Multi Tools - see the previous winners below.

It’s simple to enter:

All you need to do is get a free no obligation online quote from our dedicated UKCampsite.co.uk insurance webpage before the 1st July 2012, for a chance to win!

It doesn't matter if your insurance is not yet due, as all quotes provided will be entered into a draw, and the lucky winner will have 18 months in which to start their Free Insurance policy (allowing for their current insurance to run its course, if applicable).

*Terms and conditions

1. The prize value is £250. If your premium exceeds this amount, you will be able to fund the difference yourself.
2. Only one entry per household is permitted
3. Employees and family members of any company associated with this competition are not eligible to enter.
4. The winner will be drawn after the closing date 1st July 2012.
5. The judges’ decision is final and no correspondence will be entered into.
6. Offer subject to terms and conditions, cover level and underwriting criteria.
7. The winner’s name will be published on UKCampsite.co.uk and will be notified in writing.
8. No alternative prize or cash in lieu will be offered.
9. UK Campsite.co.uk is an Introducer Appointed Representative of Caravan Guard Limited, which is authorised and regulated by the Financial Services Authority.

What to look for when buying Touring Caravan Insurance

by Craig Thompson, Marketing Manager of Caravan Guard.

Although not a legal requirement, it makes sense to insure your caravan to protect it against theft, accidental damage and storm damage. Craig Thompson, Associate Director of Caravan Guard insurance gave us a checklist of things to look out for when choosing an insurance provider for your touring caravan.

New for old cover – This ensures that if your caravan is stolen or damaged beyond economical repair your caravan will be replaced with a new caravan. Most caravan insurers give a new for old cover option for caravans up to a certain age. In Caravan Guard’s case the age limit is 15 years providing the owner insures their caravan at what it would cost to replace it with an equivalent new caravan. For caravans over 15 years old or if an owner doesn’t want to pay for new for old cover, market value cover will apply whereby at the time of a theft or write off, the insurer would pay whatever the caravan was worth at that time. Using Glass’s guide, insurance specialists can value your caravan for you free of charge. Remember when insuring on new for old basis you must get the value correct to ensure your cover is sufficient to buy a brand new replacement in a total loss situation. Also don’t forget to add a value to your total sum insured for equipment such as awnings, gas bottles, pots, pans and security devices.

Personal effects – These are items taken from the home on caravanning holidays. Some can be covered on a caravan policy, yet it is advisable to check that such items are not already covered under your household insurance policy.

Storm Damage – Some policies exclude storm damage to awnings. With some awnings costing in excess of £1000, it is important to check that cover is included.

European use – If you travel abroad, you need to check that such cover is included. Will your insurance provider repatriate your caravan if it is involved in an accident and can’t be towed back home?

Loss of use cover – This provides funds for alternative accommodation should your caravan be stolen or damaged to a point where it can’t be used for a booked holiday or whilst away on holiday.

Underwriter – An insurance policy will be backed by an insurance company (or several), for example Royal and SunAlliance. Look out for policies underwritten by a well known insurer so you can be sure they’ll be paying out when you make a claim.

Difficulties insuring? – Some German caravans (Hobby, Tabbert, LMC, Roma) are hard to insure due to high theft rates. There are companies out there that can provide cover – try calling around a number of insurance companies. Even if they cannot provide cover themselves they will normally be able to give you the number of a company who can.

Secure your pride and joy – Preventing theft not only keeps your no claims bonus intact, substantial insurance discounts are on offer. Think beyond wheelclamps and hitchlocks, think secure storage, drive posts, alarms, tracking devices and you will get your rewards in terms of insurance discounts.

Still unsure? - If you’re still unsure which policy represents the best choice for you, call the various companies – ask them questions, even request a specimen policy booklet and read up on everything in detail. Look out for what is and what isn’t covered under the policy.

Click here to request an insurance quote on touring caravan, trailer tent or folding camper insurance.

Previous Winners and Prizes

In the latter half of 2011 Caravan Guard randomly selected thirty lucky UKCampsite.co.uk users who received a Caravan Guard insurance quote, as winners of a Caravan Guard Multi-Tool. The full list of winners can be seen here
UKCampsite.co.uk members who had a quote between January and June 2011 were entered into a draw to win a year's free insurance. Mrs J Petrie from Wiltshire was drawn as the lucky winner and was delighted to win a 'year without insurance costs' for her Avondale caravan
Caravan Guard and UKCampsite.co.uk ran the same competition in 2010 and Mr and Mrs Webb from Kent were delighted to win a year without caravan insurance costs on their Lunar Clubman

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