We currently insure our 2003 pathfinder through the owners club with Richard Keen. Our renewal has come through at £179 which seems a lot to me. Its insured for £6000 (prob a bit too high) and £750 for equipment and £250 for personal effects. How does that compare with other people ? I'm happy to support the club but not if I'm being seriously over charged. We don't need the "free" 90 day continental cover.
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Hi Jan, I am insured with Bakers of Cheltenham, just renewed for £90. My trigano is probably only worth £3000, so thats what I have insured it for. I know Pennines are worth a lot more but are they really selling for £6000? There is a top spec 2006 one on ebay with all the extras, wheel clamp and hitch lock for £6,600. I haven't bothered with equipment but how do reach the figure of £750? for both water carriers, gas bottle, step and a few other items. Personal can be TV,camera and one or two bits and bobs and this is usually covered in your house contents policy. As you can see I am not really bothered about insurance but want only the FC insured for theft and accident. Good luck with you search for a more realistic figure and only insure the unit for what it would cost you to replace because in the event of a claim I'm sure the insurance company will only pay out "Market Value". I reduce the value of my FC every 2 years and always get a reduction in the quote.
They said the awning was "equipment" which I think really is true of caravans but not campers. Wheel clamp, cadac etc soon add up. I'm not sure we got a choice on that bit of it.
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Hello Jan how are you ive been busy cleaning our fc these past few weeks we went with caravanguard in the end . www.caravanguard.co.uk hope this helps . ian
Hi Jan,our insurance is with caravanguard and costs us £294 per year,but this includes £13000 cover for camper and contents on a new for old basis until five years old.Cover also includes,emergency accomodation expenses at £50 per day,£2,000,000 public liability and £15000 fatal injury compensation.Personally i would rather pay a bit more for the new for old option on our camper,as often the market value is less than you can replace it for.Hope this helps.Cheers John.
Try Caravan Guard Online Jan , After being with the Camping and Caravan Club and have insurance with them for many years (seems this does not pay to do these days ) , this year i have just had three prices for my new Pathfinder , from Towergate , Caravan and Camping Club , and Caravan Guard , all like for like and Caravan Guard were the best by miles , with the Caravan and Camping Club giving very high prices , so i am now Ins with Caravan Guard , hope i dont have to find out how good they are , but have not seen any bad write ups about them ,
Quote: Originally posted by redheads on 27/11/2008
Hello Jan how are you ive been busy cleaning our fc these past few weeks we went with caravanguard in the end . www.caravanguard.co.uk hope this helps . ian
Jan Havent insured the Quickstop yet but caravan gaurd were cheapest when I phoned round Don
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Topic: Pathfinder insurance advice please
