
Insurance Discount Campsite Offers All offers UK Sites French Sites European Sites Map Search Text Search Near your Location Popular Searches Leave a Review My Saved Sites Add a New Site All Sections Caravanning Camping Tent Talk Motorhomes Trailer Tents Backpacking Equipment Statics UK Campsites Camping Abroad General Chat News More Sections Latest Posts All Adverts Tents for Sale Caravans for Sale Motorhomes for Sale Equipment for Sale Post an Advert Campsite Jobs All Categories Caravanning Advice Caravan Equipment Tents and Camping Motorhomes Towing and Towcars Equipment Furniture and Cooking Electrical / Gas Shows and Events General More Categories Join for Free Log In

Message Forums

Welcome Guest

Reception - All Forums

Motorhomes and Campervans

Topic: Insurance for 30 year old motorhome

Page: 1 2
Post Reply

crosslion

02/12/2022 at 1:49pm
Location: None Entered
Outfit: None Entered

View Profile

Quote

Joined: 29/7/2015

Standard Member

Forum Posts: 9

Site Reviews Total:	4

Site Reviews 2026:	0
Site Reviews 2025:	0
Site Reviews 2024:	0
Site Reviews 2023:	0
Site Reviews 2022:	1
Site Reviews 2021:	1
Site Reviews 2020:	0

Site Nights 2026:	0
Site Nights 2025:	0
Site Nights 2024:	0
Site Nights 2023:	0
Site Nights 2022:	4
Site Nights 2021:	13
Site Nights 2020:	0

Hi
Looking for advice to insure 30 year old motorhome? IF possible not just third party. Thanks

tango55

02/12/2022 at 6:01pm
Location: Lichfield
Outfit: Coachman Vision 450

View Profile

Quote

Joined: 15/5/2008

Diamond Member

Forum Posts: 9593

Site Reviews Total:	23

Site Reviews 2026:	0
Site Reviews 2025:	0
Site Reviews 2024:	0
Site Reviews 2023:	0
Site Reviews 2022:	3
Site Reviews 2021:	1
Site Reviews 2020:	0

Site Nights 2026:	0
Site Nights 2025:	0
Site Nights 2024:	0
Site Nights 2023:	0
Site Nights 2022:	11
Site Nights 2021:	3
Site Nights 2020:	0

What kind of advice do you need?
A bit more info would be helpful. Have you tried obtaining some quotes already and been declined and that's the reason for asking on this forum?

macquatic

02/12/2022 at 7:02pm
Location: Inverness
Outfit: Hyundai+Santa+Fe+26

View Profile

Quote

Joined: 25/6/2010

Platinum Member

Forum Posts: 848

Site Reviews Total:	2

Site Reviews 2026:	0
Site Reviews 2025:	0
Site Reviews 2024:	0
Site Reviews 2023:	0
Site Reviews 2022:	0
Site Reviews 2021:	1
Site Reviews 2020:	0

Site Nights 2026:	0
Site Nights 2025:	0
Site Nights 2024:	0
Site Nights 2023:	0
Site Nights 2022:	0
Site Nights 2021:	2
Site Nights 2020:	0

Quote: Originally posted by crosslion on 02/12/2022
Hi
Looking for advice to insure 30 year old motorhome? IF possible not just third party. Thanks

Have you tried all the comparison sites?

-------------
I came into this world with nothing and I've still got most of it left.

Colin21

03/12/2022 at 12:54pm
Location: East Herts
Outfit: 1992 Elddis Wisp 450CT + X Trail

View Profile

Quote

Joined: 05/11/2013

Diamond Member

Forum Posts: 6596

Site Reviews Total:	20

Site Reviews 2026:	1
Site Reviews 2025:	1
Site Reviews 2024:	1
Site Reviews 2023:	1
Site Reviews 2022:	2
Site Reviews 2021:	2
Site Reviews 2020:	0

Site Nights 2026:	8
Site Nights 2025:	8
Site Nights 2024:	7
Site Nights 2023:	8
Site Nights 2022:	12
Site Nights 2021:	18
Site Nights 2020:	0

My caravan is 30 years old and is insured by ClubCare through the Camping and Caravan Club for a very reasonable price. I did also have my Volvo tow-car insured with them for a reasonable price too, but when I got a quote from them for my current X Trail I thought they had quoted me for an 18 year old wanting insurance for a new Ferrari! What is it with insurance companies?

-------------
Best Regards,
Colin

tango55

03/12/2022 at 9:54pm
Location: Lichfield
Outfit: Coachman Vision 450

View Profile

Quote

Joined: 15/5/2008

Diamond Member

Forum Posts: 9593

Site Reviews Total:	23

Site Reviews 2026:	0
Site Reviews 2025:	0
Site Reviews 2024:	0
Site Reviews 2023:	0
Site Reviews 2022:	3
Site Reviews 2021:	1
Site Reviews 2020:	0

Site Nights 2026:	0
Site Nights 2025:	0
Site Nights 2024:	0
Site Nights 2023:	0
Site Nights 2022:	11
Site Nights 2021:	3
Site Nights 2020:	0

No response from the OP but viewing their profile they last posted over 7 years ago which they were then living in Spain so more info is required from the OP as to whether they are now residents of the UK. If not then there is no point in offering any further advice as Spanish motorhome insurance will differ in terms of cover etc.

Fiona W

via mobile 03/12/2022 at 10:24pm
Location: Ayrshire
Outfit: A2DS+Nuevo

View Profile

Quote

Joined: 10/4/2007

Diamond Member

Forum Posts: 5833
Tent Reviews: 1

Site Reviews Total:	260

Site Reviews 2026:	14
Site Reviews 2025:	12
Site Reviews 2024:	19
Site Reviews 2023:	8
Site Reviews 2022:	12
Site Reviews 2021:	10
Site Reviews 2020:	4

Site Nights 2026:	33
Site Nights 2025:	25
Site Nights 2024:	39
Site Nights 2023:	25
Site Nights 2022:	32
Site Nights 2021:	25
Site Nights 2020:	20

We had a MH that old until we part X’d it. We just phoned around for fully comp insurance one afternoon. Can’t remember which company we ended up with but all the firms were very happy to quote. The two club insurers were the least competitive for us but might be the best for the OP - there are too many variables to say that what suited us would suit someone else.

-------------
2026: 14 sites / 33 nights. 2025: 13/27. 2024: 20/41. 2023: 9/23. 2022: 13/35. 2021: 11/29. 2020: 4/20. 2019: 13/35. 2018: 20/33. 2017: 10/22. 2016: 19/33. 2015: 15/27. Didn't count sites/nights 1985 to 2014.

r001

04/12/2022 at 9:36am
Location: BUCKS
Outfit: Roller Team Zefiro 2

View Profile

Quote

Joined: 26/10/2009

Standard Member

Forum Posts: 15

Site Reviews Total:	7

Site Reviews 2026:	1
Site Reviews 2025:	0
Site Reviews 2024:	1
Site Reviews 2023:	0
Site Reviews 2022:	0
Site Reviews 2021:	0
Site Reviews 2020:	1

Site Nights 2026:	2
Site Nights 2025:	0
Site Nights 2024:	3
Site Nights 2023:	0
Site Nights 2022:	0
Site Nights 2021:	0
Site Nights 2020:	3

We were insured fully comp on our 26yr old Talbot Express motorhome through Highway until we bought our more modern RollerTeam. Comfort insurance were better priced on the newer motorhome but a recent cat theft from our personal car sent their premium rocketing despite thirty years without any claims on any vehicles whatsoever (isn't it unfair that something unrelated to the vehicle insured and not your fault can cause this?). We shopped around and now Highway are again the better quote but they do have a higher compulsory excess.

Oh, and for everyone's benefit if you've had a windscreen repaired or replaced through insurance on any vehicle in your name in the last five years, depite the fact it won't affect your premium or no claims history you still need to declare it or they have a get-out-of-gaol card for "failure to declare a claim" and can refuse to pay out if you have an acccident or claim in the future. All claims, no matter how small are recorded on the anti-fraud insurers database.

-------------
My indecision is final... I think.

crosslion

05/12/2022 at 1:43pm
Location: None Entered
Outfit: None Entered

View Profile

Quote

Joined: 29/7/2015

Standard Member

Forum Posts: 9

Site Reviews Total:	4

Site Reviews 2026:	0
Site Reviews 2025:	0
Site Reviews 2024:	0
Site Reviews 2023:	0
Site Reviews 2022:	1
Site Reviews 2021:	1
Site Reviews 2020:	0

Site Nights 2026:	0
Site Nights 2025:	0
Site Nights 2024:	0
Site Nights 2023:	0
Site Nights 2022:	4
Site Nights 2021:	13
Site Nights 2020:	0

Hi Tango 55
Thanks for your response.
I should have said we have Third Party but are curious if it is possible to obtain Fire and Theft too.

crosslion

05/12/2022 at 1:45pm
Location: None Entered
Outfit: None Entered

View Profile

Quote

Joined: 29/7/2015

Standard Member

Forum Posts: 9

Site Reviews Total:	4

Site Reviews 2026:	0
Site Reviews 2025:	0
Site Reviews 2024:	0
Site Reviews 2023:	0
Site Reviews 2022:	1
Site Reviews 2021:	1
Site Reviews 2020:	0

Site Nights 2026:	0
Site Nights 2025:	0
Site Nights 2024:	0
Site Nights 2023:	0
Site Nights 2022:	4
Site Nights 2021:	13
Site Nights 2020:	0

Hi Macquatic
Will do this in the future

crosslion

05/12/2022 at 1:48pm
Location: None Entered
Outfit: None Entered

View Profile

Quote

Joined: 29/7/2015

Standard Member

Forum Posts: 9

Site Reviews Total:	4

Site Reviews 2026:	0
Site Reviews 2025:	0
Site Reviews 2024:	0
Site Reviews 2023:	0
Site Reviews 2022:	1
Site Reviews 2021:	1
Site Reviews 2020:	0

Site Nights 2026:	0
Site Nights 2025:	0
Site Nights 2024:	0
Site Nights 2023:	0
Site Nights 2022:	4
Site Nights 2021:	13
Site Nights 2020:	0

Hi Colin 21
Thanks for this information. Very funny about the X Trail

crosslion

05/12/2022 at 1:55pm
Location: None Entered
Outfit: None Entered

View Profile

Quote

Joined: 29/7/2015

Standard Member

Forum Posts: 9

Site Reviews Total:	4

Site Reviews 2026:	0
Site Reviews 2025:	0
Site Reviews 2024:	0
Site Reviews 2023:	0
Site Reviews 2022:	1
Site Reviews 2021:	1
Site Reviews 2020:	0

Site Nights 2026:	0
Site Nights 2025:	0
Site Nights 2024:	0
Site Nights 2023:	0
Site Nights 2022:	4
Site Nights 2021:	13
Site Nights 2020:	0

Hi Tango 55
Sorry you didnt get a reply asap
Thanks for the time taken to check my profile.
Dont know the term OP
I agree, it depends where I live now.
Have a good day.

crosslion

05/12/2022 at 1:58pm
Location: None Entered
Outfit: None Entered

View Profile

Quote

Joined: 29/7/2015

Standard Member

Forum Posts: 9

Site Reviews Total:	4

Site Reviews 2026:	0
Site Reviews 2025:	0
Site Reviews 2024:	0
Site Reviews 2023:	0
Site Reviews 2022:	1
Site Reviews 2021:	1
Site Reviews 2020:	0

Site Nights 2026:	0
Site Nights 2025:	0
Site Nights 2024:	0
Site Nights 2023:	0
Site Nights 2022:	4
Site Nights 2021:	13
Site Nights 2020:	0

Hi Fiona W
Thanks for the information
We have Third Party and were curious to find out if folk had fully comprehensive.

crosslion

05/12/2022 at 2:05pm
Location: None Entered
Outfit: None Entered

View Profile

Quote

Joined: 29/7/2015

Standard Member

Forum Posts: 9

Site Reviews Total:	4

Site Reviews 2026:	0
Site Reviews 2025:	0
Site Reviews 2024:	0
Site Reviews 2023:	0
Site Reviews 2022:	1
Site Reviews 2021:	1
Site Reviews 2020:	0

Site Nights 2026:	0
Site Nights 2025:	0
Site Nights 2024:	0
Site Nights 2023:	0
Site Nights 2022:	4
Site Nights 2021:	13
Site Nights 2020:	0

Hi r001
Thank you for sharing your experiences and Insurers
We can all learn from what you have written
Kind Regards

Fiona W

via mobile 05/12/2022 at 3:34pm
Location: Ayrshire
Outfit: A2DS+Nuevo

View Profile

Quote

Joined: 10/4/2007

Diamond Member

Forum Posts: 5833
Tent Reviews: 1

Site Reviews Total:	260

Site Reviews 2026:	14
Site Reviews 2025:	12
Site Reviews 2024:	19
Site Reviews 2023:	8
Site Reviews 2022:	12
Site Reviews 2021:	10
Site Reviews 2020:	4

Site Nights 2026:	33
Site Nights 2025:	25
Site Nights 2024:	39
Site Nights 2023:	25
Site Nights 2022:	32
Site Nights 2021:	25
Site Nights 2020:	20

Quote: Originally posted by crosslion on 05/12/2022
Hi Fiona W
Thanks for the information
We have Third Party and were curious to find out if folk had fully comprehensive.

Yes. Even elderly MHs are fetching silly prices at the moment, so it’s too risky not being covered for theft. The same model that we got £6K for as part X only 4 years ago was recently for sale online for £15K.

-------------
2026: 14 sites / 33 nights. 2025: 13/27. 2024: 20/41. 2023: 9/23. 2022: 13/35. 2021: 11/29. 2020: 4/20. 2019: 13/35. 2018: 20/33. 2017: 10/22. 2016: 19/33. 2015: 15/27. Didn't count sites/nights 1985 to 2014.

Finder

08/12/2022 at 1:22pm
Location:
Outfit:

View Profile

Quote

Joined: 12/1/2019

Silver Member

Forum Posts: 163

Site Reviews Total:	1

Site Reviews 2026:	0
Site Reviews 2025:	0
Site Reviews 2024:	0
Site Reviews 2023:	0
Site Reviews 2022:	0
Site Reviews 2021:	1
Site Reviews 2020:	0

Site Nights 2026:	0
Site Nights 2025:	0
Site Nights 2024:	0
Site Nights 2023:	0
Site Nights 2022:	0
Site Nights 2021:	2
Site Nights 2020:	0

In my experience, fully comp is about the same price as third party fire and theft. I have never heard of anybody using the lesser options anywhere for a lot of years. My own van is 30, and insured by Principle.

saxo1

08/12/2022 at 2:36pm
Location: None Entered
Outfit: None Entered

View Profile

Quote

Joined: 29/10/2005

Diamond Member

Forum Posts: 4490

Site Reviews Total:	0

Site Reviews 2026:	0
Site Reviews 2025:	0
Site Reviews 2024:	0
Site Reviews 2023:	0
Site Reviews 2022:	0
Site Reviews 2021:	0
Site Reviews 2020:	0

Site Nights 2026:	0
Site Nights 2025:	0
Site Nights 2024:	0
Site Nights 2023:	0
Site Nights 2022:	0
Site Nights 2021:	0
Site Nights 2020:	0

Third party fire and theft is often more expensive than fully comp!
saxo1

In order to post a reply you will need to register, or if already registered please log in here

Prev Next
Jump To Page: 12
Quick Links - All Forums - Motorhomes and Campervans - Top of Page

Latest News, Discounts and Competitions see all...

Upcoming Event

Motorhome and Campervan Show Exeter 20/11 to 22/11

A day of all things motorhome and campervan. The show is held both in the main indoor arena and across the grounds. Catering, hot drinks and food options are available. Easy access to the site and free parking included. Win one of five pairs of day tickets

6554 Visitors online !

Free UKCampsite.co.uk Window Sticker - Add a Missing Campsite

[Message Forums] [Caravan Sites & Camping] [Company Listings] [Features / Advice] [Virtual Brochure] [Special Offers]
[Reception] [Competitions] [Caravans & Motorhomes For Sale] [Event Diary] [Tent Reviews]

[Contact Us]

Please note we are not responsible for the content of external sites & any reviews represent the author's personal view only. Please report any error here. You may view our privacy and cookie policy and terms and conditions here. All copyrights & other intellectual property rights in the design and content of this web site are reserved to the UKCampsite.co.uk © 1999 - 2026