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Subject Topic: Tax/insurance
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22/10/2015 at 2:44pm
 Location: Paull East Riding
 Outfit: T4 VW
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We are considering buying a campervan however before we start looking I would like to know if the insurance/road tax is expensive. We both drive the Mrs is 53 and I am 65 years old. Any advice will be much appreciated.


22/10/2015 at 3:49pm
 Location: Shropshire
 Outfit: None Entered
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Hi.

Not "campervan" , nor insurance specifically, but someone else raised a similar question re: Motorhome running costs, some of the responses will/may be relevant.  

http://www.ukcampsite.co.uk/chatter/display_topic_threads.asp?ForumID=12&TopicID=331798&PagePosition=1



22/10/2015 at 3:50pm
 Location: Paull East Riding
 Outfit: T4 VW
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Hi and many thanks for the reply.


22/10/2015 at 7:07pm
 Location: Solihull
 Outfit: Bavaria I740g
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Hi As most motorhomes and are based on a light goods vehicles they are taxed as such (£230 i think for our transit base) insurance will depend on how much you use it. I think the average motorhome mileage is about 4000 miles per year and you can get specialist deals.

-------------
It's only an expensive hobby when it's parked on your Drive....use it, love it , live it.


22/10/2015 at 7:12pm
 Location: Paull East Riding
 Outfit: T4 VW
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Thanks for the info it is very much appreciated.


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22/10/2015 at 9:30pm
 Location: Rushden Northants
 Outfit: Mercedes 614D Conversion
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If you go over 3.5 tonnes it gets cheaper, PHGV is £165 for our Mercedes 614D.

Peter


22/10/2015 at 10:16pm
 Location: Paull East Riding
 Outfit: T4 VW
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Thanks for that Peter. Advice is much appreciated.   We shall consider our options over the next month or so.

Dusty


23/10/2015 at 9:25am
 Location: Turriff Aberdeenshi
 Outfit: Romahome R30 Dimens
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Do not go near 'over 50s' policies.
Some insurance companies are obscenely expensive. They seem to think that if you're over 50, you're automatically rolling in cash and spend your life touring the south of France.

However, I get my insurance through the CC and pay around £160 pa fully comp, protected NCB for myself and OH.
Tax is £230 for most vans.

-------------
Two drifters off to see the world.

I'm tired of reality, so I'm off to look for a good fantasy.


23/10/2015 at 10:19am
 Location: Paull East Riding
 Outfit: T4 VW
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Hi,

Thanks for that I have been told in the past that if your retired or just retired (They always ask for your D.O.B first) they will treat you as you have said.

Also been told to watch out if I go to a dealer they will also "try it on". There again some say keep away from Fleabay.

Its all a challenge!    


23/10/2015 at 5:39pm
 Location: Lancashire
 Outfit: Autosleeper Bourton
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At 65 most if not all insurance companies will charge more, we know, as my OH has reached that age and that's what we've found. Apparently though, when you get to 70, it's the same again but worse (so I'm told!).

Try Comfort Insurance, they really are reasonable.

As for buying the campervan, I don't think I'd buy off Ebay; you need to go to different dealers to see what's out there and you need to try a few out. A big dealer will have a good selection to look round. Also, you do get warranty when buying from a dealer, which varies in length according to the vehicle.

-------------
Ina


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23/10/2015 at 6:09pm
 Location: Paull East Riding
 Outfit: T4 VW
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Once again many thanks for all the good advice you guys have given. Will let you all know how we get on.



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