Hello people, I am looking for a company to use with helps 60+ age group and for about 90 days, I am not having a lot of luck with the days away section!!
If its travel insurance and you have got any medical conditions it will be difficult to find any that are affordable. When I look for insurance it can take 2 to 3 hours to find a company you need to do a search and put in travel insurance with medical conditions then you need to wade through them. Some will be reasonable till you mention Spain other don't mind Spain but don't like certain conditions it a minefield. Because we took the caravan last time we used Red Pennant which covered everything. Lots of company's don't like to cover cruises. Good luck in your search also remember to tell the truth because they will not pay out if you don't.
If no medical conditions then any comparison web site.
You will find that the travel health insurance has various hurdles imposed: 60-65 years old some companies are dropping out of market 65-70 premiums and exclusions for "existing conditions" increase. 70-75 25%-100% increase in premium 75-80 very few companies offer rates and charge enormously 80+ the attitude is "how dare you still be alive and want to go travelling"
As we are aproaching 80, we find that the travel package plus other goodies for a fee offered by some banks as a bribe for debit cards, is our best value.
I have used goodtogoinsurance.com. My husband and I are both in our late 60s and have several pre-existing conditions. The longest we have insured for was 6 weeks so not sure if your 90 days would be an issue but might be worth an enquiry.
For longer trips I would have thought the Caravan and Motorhome Club, Red Pennant would be worth a look. They accept older people and have a very simple medical questionnaire.
We get ours through CAMC Red Pennant too, we're 59 and 69. I have asthma and the CCC wanted an extra £280, my husband has a couple of minor issues and they wanted £10 extra for those. CAMC just wanted to know if ours meds had changed in the previous two weeks. We were going away for 100 days.
if you already have an E.H.I card then go the website and get yourself the EHI plus, I was in the same situation ie, medical conditions, soon as I mention heart attack to anybody bang the premium shoots up, not with EHI PLUS, you pay a premium which is a lot cheaper than anybody else, their only contract with you is that anywhere in Europe if anything happens you must seek local health services first, if not available then they will step in and pay for the costs of the medical emergency, plus they will take it from there ie, if you need repatriation or else, give them a try.
Many thanks for this info, it was better to choose the single trip policy which catered for the number of days away and the pre-existing medical conditions. So I went with goodtogoinsurance.
Age UK (Or help the aged I think it was) do travel insurance as do Saga. We have ours with our bank account which covers up to 70,the actual insurance is with Aviva.
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Topic: health insurance for the 60+
