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Topic: Motorhome Insurance for "fulltimers"

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chirpyandcheerful

30/3/2017 at 5:54pm
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Hi :)

I have received help on this forum before so I am back with a further query.

How do "fulltimers" get motorhome insurance without a residential address?

Do you know any companies that will insure "fulltimers"?

Thank you for your advice and words of wisdom :)

Opensauce

30/3/2017 at 6:11pm
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You cannot get UK insurance for a UK reg motorhome without a UK address. Usual way of doing it is to use the address of a relative or friend as if you are living there. This has to be your address for banking/driving licence/passport as well.

Motorhome insurance does not cover the vehicle for permanent living so you are living at your bricks & mortar address not your motorhome.

Provided you insure as above then nobody can really argue it is not legal but obviously do not tell anybody what you are actually doing. That's the way all 'fulltimers' both motorhomers or caravanners I have ever met do it.

chirpyandcheerful

30/3/2017 at 6:15pm
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Thank you.

We will be working on a campsite though.

Does that make a difference?

Opensauce

30/3/2017 at 6:29pm
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Not really as long as your motorhome is only lived in & not used for any commercial business. If you are a campsite warden you are only sleeping on site in your motorhome. You are living at your bricks & mortar address.

chirpyandcheerful

30/3/2017 at 6:39pm
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Okey dokey :) Thank you :)

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