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Topic: Insurance for 30 year old motorhome

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crosslion

02/12/2022 at 1:49pm
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Hi
Looking for advice to insure 30 year old motorhome? IF possible not just third party. Thanks

tango55

02/12/2022 at 6:01pm
Location: Lichfield
Outfit: Coachman Vision 450

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What kind of advice do you need?
A bit more info would be helpful. Have you tried obtaining some quotes already and been declined and that's the reason for asking on this forum?

macquatic

02/12/2022 at 7:02pm
Location: Inverness
Outfit: Hyundai+Santa+Fe+26

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Quote: Originally posted by crosslion on 02/12/2022
Hi
Looking for advice to insure 30 year old motorhome? IF possible not just third party. Thanks

Have you tried all the comparison sites?

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I came into this world with nothing and I've still got most of it left.

Colin21

03/12/2022 at 12:54pm
Location: East Herts
Outfit: 1992 Elddis Wisp 450CT + X Trail

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My caravan is 30 years old and is insured by ClubCare through the Camping and Caravan Club for a very reasonable price. I did also have my Volvo tow-car insured with them for a reasonable price too, but when I got a quote from them for my current X Trail I thought they had quoted me for an 18 year old wanting insurance for a new Ferrari! What is it with insurance companies?

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Best Regards,
Colin

tango55

03/12/2022 at 9:54pm
Location: Lichfield
Outfit: Coachman Vision 450

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No response from the OP but viewing their profile they last posted over 7 years ago which they were then living in Spain so more info is required from the OP as to whether they are now residents of the UK. If not then there is no point in offering any further advice as Spanish motorhome insurance will differ in terms of cover etc.

Fiona W

via mobile 03/12/2022 at 10:24pm
Location: Ayrshire
Outfit: A2DS+Nuevo

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We had a MH that old until we part X’d it. We just phoned around for fully comp insurance one afternoon. Can’t remember which company we ended up with but all the firms were very happy to quote. The two club insurers were the least competitive for us but might be the best for the OP - there are too many variables to say that what suited us would suit someone else.

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2026: 14 sites / 33 nights. 2025: 13/27. 2024: 20/41. 2023: 9/23. 2022: 13/35. 2021: 11/29. 2020: 4/20. 2019: 13/35. 2018: 20/33. 2017: 10/22. 2016: 19/33. 2015: 15/27. Didn't count sites/nights 1985 to 2014.

r001

04/12/2022 at 9:36am
Location: BUCKS
Outfit: Roller Team Zefiro 2

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We were insured fully comp on our 26yr old Talbot Express motorhome through Highway until we bought our more modern RollerTeam. Comfort insurance were better priced on the newer motorhome but a recent cat theft from our personal car sent their premium rocketing despite thirty years without any claims on any vehicles whatsoever (isn't it unfair that something unrelated to the vehicle insured and not your fault can cause this?). We shopped around and now Highway are again the better quote but they do have a higher compulsory excess.

Oh, and for everyone's benefit if you've had a windscreen repaired or replaced through insurance on any vehicle in your name in the last five years, depite the fact it won't affect your premium or no claims history you still need to declare it or they have a get-out-of-gaol card for "failure to declare a claim" and can refuse to pay out if you have an acccident or claim in the future. All claims, no matter how small are recorded on the anti-fraud insurers database.

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My indecision is final... I think.

crosslion

05/12/2022 at 1:43pm
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Hi Tango 55
Thanks for your response.
I should have said we have Third Party but are curious if it is possible to obtain Fire and Theft too.

crosslion

05/12/2022 at 1:45pm
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Hi Macquatic
Will do this in the future

crosslion

05/12/2022 at 1:48pm
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Hi Colin 21
Thanks for this information. Very funny about the X Trail

crosslion

05/12/2022 at 1:55pm
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Hi Tango 55
Sorry you didnt get a reply asap
Thanks for the time taken to check my profile.
Dont know the term OP
I agree, it depends where I live now.
Have a good day.

crosslion

05/12/2022 at 1:58pm
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Hi Fiona W
Thanks for the information
We have Third Party and were curious to find out if folk had fully comprehensive.

crosslion

05/12/2022 at 2:05pm
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Hi r001
Thank you for sharing your experiences and Insurers
We can all learn from what you have written
Kind Regards

Fiona W

via mobile 05/12/2022 at 3:34pm
Location: Ayrshire
Outfit: A2DS+Nuevo

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Quote: Originally posted by crosslion on 05/12/2022
Hi Fiona W
Thanks for the information
We have Third Party and were curious to find out if folk had fully comprehensive.

Yes. Even elderly MHs are fetching silly prices at the moment, so it’s too risky not being covered for theft. The same model that we got £6K for as part X only 4 years ago was recently for sale online for £15K.

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Finder

08/12/2022 at 1:22pm
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In my experience, fully comp is about the same price as third party fire and theft. I have never heard of anybody using the lesser options anywhere for a lot of years. My own van is 30, and insured by Principle.

saxo1

08/12/2022 at 2:36pm
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Third party fire and theft is often more expensive than fully comp!
saxo1

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