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Subject Topic: Car insurance increase
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29/4/2023 at 9:21am
 Location: The foot hills of no
 Outfit:  A full biohazard su
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   Just received the quote for my car insurance and got a bit of a shock as it's increased just under 28% !!!!

At a time in my life when I do less miles than ever before and the car is worth less then ever, is this an all round thing I wonder?

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David

    

I've stood on Lego and didn't even cry!!


29/4/2023 at 10:33am
 Location: London
 Outfit: Lunar Cosmos 524
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Likewise, just received my renewal notice yesterday, but a whopping 38% rise!!!

WTF is that about! No claims, convictions or changes, haven't crossed any age barriers that I'm aware of, same cover on same car as last year.

Don't see the rising cost of energy being behind that leap!

Looks like a change of insurer is coming!


29/4/2023 at 11:15am
 Location: East Herts
 Outfit: 1992 Elddis Wisp 450CT + X Trail
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I always go on at least 3 comparison sites every year, and always get different results. I think insurance companies just try it on to see what they can get away with.

Last year the insurer that I had been with for a couple of years suddenly upped the renewal quote by over £100. I went on my usual comparison sites and got a quote of less than I paid the previous year. I am now with a company who had previously quoted me much higher than the one I went with last time, if that makes sense.

I have never worked out why a company that gives you a ridiculously high quote one year can be the cheapest a few years later. Doesn't make any sense to me, and nor does the fact that one company gives a ridiculously high quote on one car, but is very reasonable on another. Then when you do a check you find another company rates the same cars the other way round.


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Best Regards,
Colin


29/4/2023 at 12:35pm
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Insurance companies aren't immune from inflation and costs along the whole insurance chain have increased.

Usual advice is to shop around, there is no loyalty in the insurance game.



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