Looking at BUPA, its £110 pcm with no pre-existing for me £200 for the wife. Anyone here have it or use it. Not company paid for, this will be self funding.
Given up on my local quack, complete idiot.
Looking at other options including private GP appointments as and when needed. Or paying to see specialists privately to bypass the chump GP.
This is something I looked into many years ago. I needed an urgent op, but could not even get to see the consultant, let alone have the surgery. Decided to fork out and go private.
After, I asked the consultant about paying into BUPA. His advice, make the payments into a building society instead. Should you need treatment you have money available. If you do not need treatment, you still have the money to spend on something else.
From the figures you give, you are talking approx £5000 / year. That would soon build into a tidy sum. Depends how your health is, of course.
I think maybe that Beneden may be useful. We have not signed up ourselves, but I know someone who has. About £12 per month I think, gives quicker access to specialists I think, but you still have to fork out thereafter.
When I had cataract surgery I got referred by the GP to the local hospital and waited with no hope or contact at all. A friend mentioned Medicare which is a branch of Specsavers and they do private operations.
I had to get my GP to cancel the referral to the hospital and refer me to Newmedica. I had a consultation in 3 weeks and op another 3 weeks later. All went absolutely fine. The second eye was done 6 weeks later.
The nice bit was, it was all paid for by NHS.
I don't know whether other private surgery can be done under the same system although I suspect it can. I think it's kept quiet so not too many use it.
I have private health cover through work, I get comprehensive cover as part of my package free, I pay £100 per month for my wife to have it & this year I’ve paid £80 per month for my daughter to be covered.
After 2 years of being passed from pillar to post my daughter got sorted out within 3 months of me taking the cover out.
As for me I’ve had 2 serious back operations that I wouldn’t of got sorted on the NHS & my wife has has 2 cartilage ops on her knee as well as another operation that was quite serious.
Mine only cost me £100 per month & the tax on the benefit mine is normally for me it’s the best £100 I can spend, nothing wrong with the nhs, but any kind of niggle and I’m straight in seeing a specialist within days, often having a mri scan the next day.
I had my cataracts done last year after eye test at specsavers,my wife has just had hers done again after eye test at specsavers,both done at the local nhs hospital,both 4 months after being referred to having both eyes done.
Quote: Originally posted by bnmuk on 08/5/2023
I had my cataracts done last year after eye test at specsavers,my wife has just had hers done again after eye test at specsavers,both done at the local nhs hospital,both 4 months after being referred to having both eyes done.
Depends where you are, I expect. Two years waiting list for NHS cataract op in my area according to my optician, and only put onto the list once you have more than 6/12 cataracts. I’ll probably go private for that reason, self funding. Too late to start insurance now, but I’ve built up the savings instead.
I had a terrible back issue causing me a lot of pain. Took 3 months on NHS to see a specialist who said I would need an injection and it would take 3 months for the appointment. The next day I phone the specialist direct and said I would pay. I got an appointment the next day!
When I was working, my family and I were covered by BUPA, although this was taxable as a 'benefit in kind'. However, it was worth it and I miss it now that I'm retired.
We're fortunate in having a reasonable medical practice where we can be seen without too much delay, but hospital treatment can be another matter.
I was most annoyed to have a 3 month wait to see a specialist for a minor hernia operation and then another 2 months before it was repaired. When I mentioned this to the consultant, she said she ran a private list and I should have come directly to her and it would have been done right away.
(we didn't discuss the cost)
Unfortunately, in this day and age, some form of private medical cover is very desirable and from my own, and my family's experience, BUPA did a great job.
------------- Two drifters off to see the world.
I'm tired of reality, so I'm off to look for a good fantasy.
Quote: Originally posted by Ancient Uncle on 07/5/2023
This is something I looked into many years ago. I needed an urgent op, but could not even get to see the consultant, let alone have the surgery. Decided to fork out and go private.
After, I asked the consultant about paying into BUPA. His advice, make the payments into a building society instead. Should you need treatment you have money available. If you do not need treatment, you still have the money to spend on something else.
From the figures you give, you are talking approx £5000 / year. That would soon build into a tidy sum. Depends how your health is, of course.
Quote: Originally posted by bessie500 on 07/5/2023
I have private health cover through work, I get comprehensive cover as part of my package free, I pay £100 per month for my wife to have it & this year I’ve paid £80 per month for my daughter to be covered.
After 2 years of being passed from pillar to post my daughter got sorted out within 3 months of me taking the cover out.
As for me I’ve had 2 serious back operations that I wouldn’t of got sorted on the NHS & my wife has has 2 cartilage ops on her knee as well as another operation that was quite serious.
Mine only cost me £100 per month & the tax on the benefit mine is normally for me it’s the best £100 I can spend, nothing wrong with the nhs, but any kind of niggle and I’m straight in seeing a specialist within days, often having a mri scan the next day.
Quote: Originally posted by peter weston on 08/5/2023
Quote: Originally posted by bessie500 on 07/5/2023
I have private health cover through work, I get comprehensive cover as part of my package free, I pay £100 per month for my wife to have it & this year I’ve paid £80 per month for my daughter to be covered.
After 2 years of being passed from pillar to post my daughter got sorted out within 3 months of me taking the cover out.
As for me I’ve had 2 serious back operations that I wouldn’t of got sorted on the NHS & my wife has has 2 cartilage ops on her knee as well as another operation that was quite serious.
Mine only cost me £100 per month & the tax on the benefit mine is normally for me it’s the best £100 I can spend, nothing wrong with the nhs, but any kind of niggle and I’m straight in seeing a specialist within days, often having a mri scan the next day.
Bessie
sounds very impressive
It is very impressive and works very well, Even the car park & coffee are in the waiting rooms are free, if you're in for a op it's always private rooms with Sky TV and ensuite & free newspaper, but lets not forget we have a good NHS system already.
This is a very expensive insurance policy, But for me it's paid off 10 times over, My BIL has been suffering a bad back for 10 years+ now and the NHS have done nothing.
core cover only covers things that can be done in a day, comprehensive covers everything including night stays
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Topic: BUPA?
via mobile 07/5/2023 at 6:29pm
