Does anyone know why a cheque would bounce? we gave cheques to OH's niece and nephew, plenty of money in our bank account, SIL has just told us that they have bounced. Now have to wait for their bank details.
I would just contact your bank and ask them why ?
Also if you have your relatives bank account details you could always do a direct bank transfer to them that’s the way my wife always does it , no bouncing and instant.
As simple as forgetting to put the date on. Or if your signature has changed a lot. Don’t worry about it. The one time it happened to me (years ago), the bank posted it back with a one line explanation (which I can’t remember, but it wasn’t serious).
My money is on signatures are different. Our bank bounced a check for 2k once - very embarrassing under the circs. at the time. They said my signature wasnt the same as the one on file....from 30 years ago! You dont say!
Not actually seen a cheque for maybe 3 years till last week. I cancelled a Lloyds credit card with £1.66 in credit, and told them to donate it to charity. Except they sent me a cheque instead. Going to frame it.
Changed to a different kind of current account at the beginning of the year. Same bank, just a different type of account. I don't actually have a cheque book any more. I'd had the old one with the previous account for years and I don't think I'd used half of them. At one time a cheque book would have lasted me less than 6 months.
Thanks for replies, all ok now via BACS. Funnily enough, back in the 80s between jobs, I was temping which involved parcelling up and sending out cheque books.
I still use my cheque book several times a month as my physiotherapist only takes cash or cheque & I pay for a meal at a club once a week: writing a cheque is more convenient than going to an ATM for cash.
Quote: Originally posted by Fiona W on 24/10/2022
I still use my cheque book several times a month as my physiotherapist only takes cash or cheque & I pay for a meal at a club once a week: writing a cheque is more convenient than going to an ATM for cash.
Hardly anyone takes cheques these days, and very few don't take debit cards, so that's how I pay for most things. Since Covid a lot of places even stopped taking cash, so whereas I always used to pay for items up to £10 in cash, now I often even pay very small amounts by card.
Never use cheques nowadays as no banks nearby to pay them in.
I usually put cash in a card if it’s a birthday.
Now when using trades people they like a bank transfer which makes it easier. Never have cash in my purse always pay by card.
My ex mother in law would always send the grandchildren cheques but they didn’t have accounts to pay them in, and my children couldn’t pay them into theirs either as she put the grandchildren’s names on it, bit awkward.
Can't remember when was the last time I wrote a cheque, and have no clue where they are in the house!
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Topic: Bounced cheques
via mobile 24/10/2022 at 8:54am
