Joined: 17/9/2015 Diamond Member 
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Sadly, a sign of the times that Banks don't like communicating 'face to face' with customers, so (no doubt AI influenced!!!) 'chat' features on their web sites seem to be the last resort of many customers!
If you are lucky, a human monitors conversations and introduces a 'modicum' of real knowledge and advise! Desperate levels and all that, but last resort of the despairing customer!!!
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