Quote: Originally posted by FriendOfOwls on 20/1/2013 Over my 40 years of home ownership I've found the real expense and damage come from high winds and flooding, and they can happen any time.
I have found it the other way around .....never had to claim for any damage due to high winds or floods (they would have to be building a new ark for that one) but have had to claim twice due to snow damage.
Last year the snow took off the rear guttering and damaged the front guttering brackets and 4 years ago we had that much snow come off the roof it knocked over a 330kg motorbike in the back yard, smashing the windscreen, mirror, dashboard and some of the fairing.
Quote: Originally posted by FriendOfOwls on 20/1/2013 Over my 40 years of home ownership I've found the real expense and damage come from high winds and flooding, and they can happen any time.
I have found it the other way around .....never had to claim for any damage due to high winds or floods (they would have to be building a new ark for that one)
I guess you're in a high place, then. But flash flooding can strike anywhere. Although we're quite high on a hill, the road was just slightly higher, so every time there was a thunderstorm we had to bale out the garage and stand with brooms, sweeping the water away! Sometimes our efforts were in vain, and the water gushed in right to the back of the garage. I got some pallets and kept everything which could be flood-damaged on those, but it was a pesky situation. Eventually we got tired of it and had a drain with a grid put in across the front, which was expensive, but very effective.
We also have fence panels right down both sides of our property, and have to keep a contingency fund for replacement panels, as we lose at least two or three to high winds every year, sometimes a whole line of them. That isn't covered by insurance, so it's an ongoing expense. We've had to have roof repairs because of the wind too, and lost all the insulation on the shed roof, had the TV aerial displaced and had to have someone sort it out, and we had damage to the car a few years ago when the wheelie-bin got blown clean across the patio and hit it full-on the side.
The most damage we've ever had from snow is a rose bush which toppled over with the weight, but we were able to stake it back up when everything thawed.
I think the ice is more of a worry to us, and we have to keep an eye on the pipes, keeping low heat on in the house while we're away.
So I suppose it all depends on where you live.I see you're in County Durham, ST1100, and I imagine the volume of snow is greater there than here in the Severn Valley. We get very cold temperatures in winter - some of the coldest in the country - but we don't usually get enormous volumes of the fluffy white stuff, so we don't tend to get the damage.
Well snow is melting albeit slowly, managed to dislodge a lot off the roof with a very long piece of wood. Insurance assessor due on Thursday to look at damage.
------------- 74,going on 25
Beauty is in the eye of the beerholder
Quote: Originally posted by madasaman on 21/1/2013
Well snow is melting albeit slowly, managed to dislodge a lot off the roof with a very long piece of wood. Insurance assessor due on Thursday to look at damage.
Another 3 bl**dy inches overnight, god I hate snow, and the schools are closed again. Granddaughter is on steroids bouncing around the house. Roll on half four when we can give her and her brother back.
------------- 74,going on 25
Beauty is in the eye of the beerholder
After the latest addition to the snow levels yesterday some of the people in my street were pushing cars up the hill yesterday evening including one "mondeo man" who was sat spinning his wheels in 1st gear going nowhere.
As soon as he was told to stick it in second, slip the clutch to get him going and keep the revs down, a little push to get him going and up the hill no problem, you wonder why people just do not think.
A couple of years ago, when I had my Discovery, I helped a few people out of the station car-park ... one woman let me tow her car out its own personal snow drift (no problem there), then once she was on to the flat, compacted snow she stuck the car in first and virtually floored the accelerator - funnily enough, she went no-where! I told her to use 2nd and low revs - just enough to keep moving - might as well have saved my breath! She told me there was no way her 2-wheel drive car would move in the conditions and I HAD to tow her out of the car-park!!! I would have dearly loved to have left her where she was, but she was blocking those who COULD drive from getting out. So I got in her car and calmly, with absolutely no skidding or wheel-slip, drove it off the packed snow some 200 yards to clear road .... I then left it there and walked back to my Disco, smiling at her shocked face as I passed her!!! Classic.
Quote: Originally posted by madasaman on 22/1/2013Another 3 bl**dy inches overnight, god I hate snow, and the schools are closed again. Granddaughter is on steroids bouncing around the house. Roll on half four when we can give her and her brother back.
Oh enjoy yerself! You're only young once! I'm 61 and have quite limiting walking issues, but I was out in it over the weekend, using two walking poles to help me keep upright!
If you really are "61 - going on 25", get out there in the snow and chuck it at the grandkids for a bit! That'll take the wind out of their sails and you'll have a lot more fun than sitting indoors feeling cross!
Been out with the granddaughter, built a snowman for her. Too dangerous to walk about unless necessary. Not willing to take the risk of falling and doing something to this artificial hip.
Oh and I still hate the bl**dy snow, wait till the rain comes then it will be floods.
------------- 74,going on 25
Beauty is in the eye of the beerholder
Quote: Originally posted by madasaman on 22/1/2013
Been out with the granddaughter, built a snowman for her. Too dangerous to walk about unless necessary. Not willing to take the risk of falling and doing something to this artificial hip.
Oh and I still hate the bl**dy snow, wait till the rain comes then it will be floods.
It takes a lot more courage and effort if you hate the stuff!
Glad you got your snowman made. Now at least you can watch with glee as it melts.
Well the assessor came and took pics and details, then informs me that they need at least 30cm of snow for any damage. No mention of that anywhere in our policy. He said he will be in touch tomorrow after going back and discussing it with higher ups. This due to the contributing factor of snow slippage off solar panels. Don't think i'll hold my breath.
------------- 74,going on 25
Beauty is in the eye of the beerholder
A day of all things motorhome and campervan. The show is held both in the main indoor arena and across the grounds. Catering, hot drinks and food options are available. Easy access to the site and free parking included. Win one of five pairs of day tickets
Topic: Bl**dy snow
