Hi when i was abroad i was charged about £2 for ATM withdraws, when i got home HSBC has charged me £4-22 for every transaction, my friend swears that the Halifax did not charge him one penny, waqs he telling "porkies" can anyone shed some light on their experiences please, before i go down Tuesday and set fire to the bank. Rolls
If you use your debit card to withdraw cash or pay for goods and services in a currency other than sterling, the exchange rate we use will be the Visa Payment Scheme Exchange Rate. We will charge a non-sterling transaction fee of 2.75% of the amount of the transaction and a £1.50 non-Sterling purchase or non-Sterling cash fee for each payment or withdrawal. Alternatively if you choose to complete your cash withdrawal using the overseas Bureau or cash machine providers conversion rate to Sterling, we will only charge a foreign cash fee of £1.50. The provider of the foreign currency may make a separate charge for conversion
The cheapest way is use a Halifax Clarity credit card and pay it off when due and you only pay the interest on the amount drawn at %12.5 with no withdrawl fees.
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