Capt Lightning
Diamond Member 
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Yes Feeblecat, life is too short to spend it working, however most people will tell you that they've never worked so hard since retiring
It depends a lot on personal circumstances.. We had children at university and a small mortgage. I paid all these things off and we started retirement in our mid 50's with a clean slate. We had a huge drop in income and initially we had thought about part time jobs to supplement this. Having applied for a few jobs and had a couple of interviews, we soon realised that we didn't want to go back to work.
Now, the pensions have kicked in and our outgoings are much less, we're able to enjoy a comfortable, is not lavish, lifestyle. You can also play the 'crumbly card' with concessionary fares and anything you can get free. I would just say that I recommend having enough savings to tide you over any unexpected expenses until the income picks up.
------------- Two drifters off to see the world.
I'm tired of reality, so I'm off to look for a good fantasy.
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