Just had a quote from current insurers and price has gone up by £55 with increase in excess and reduction in cover. I've made no claims and nothing has changed. Has anyone else in the same boat seen similar price hikes?
------------- " When I die I don`t want my life to flash before me in an instant, I want it to be a 3 hour epic !"
We got our renewal yesterday; like yours, with increase in compulsory excess, which I don't understand. Haven't gone as far as checking level of cover in detail, that's something for the next couple of days. Ours has "only" gone up by £21, but needless to say, we'll still get other quotes, we never automatically renew.
Ours has increased also so I got more quotes. Direct Line came out the best with good cover. It also includes all the extras like legal cover, bikes, personal goods, accidental damage, freezer cover, emergency breakdown etc. £229 pa paid annually. Also covers “matching sets” so if a kitchen cupboard can’t be replaced due to old stock they will replace all. Thought this was a very good price. £100 excess. It’s a bit less due to the fact that we have our car insurance with them as well.
We've been with Direct Line in the past, the cover was excellent. But of course, in common with all insurance companies, when it came up for renewal, price had gone up a fair bit. So back to the drawing-board and getting quotes. Haven't tried them yet this time round, just a couple of comparison sites so far.
Quote: Originally posted by Ina on 15/5/2021
We've been with Direct Line in the past, the cover was excellent. But of course, in common with all insurance companies, when it came up for renewal, price had gone up a fair bit. So back to the drawing-board and getting quotes. Haven't tried them yet this time round, just a couple of comparison sites so far.
Once you have some indication from the comparison sites, don't buy through them.
Go direct to the selected companies and you will usually get a far better quote.
Quote: Originally posted by Ina on 15/5/2021
We've been with Direct Line in the past, the cover was excellent. But of course, in common with all insurance companies, when it came up for renewal, price had gone up a fair bit. So back to the drawing-board and getting quotes. Haven't tried them yet this time round, just a couple of comparison sites so far.
Once you have some indication from the comparison sites, don't buy through them.
Go direct to the selected companies and you will usually get a far better quote.
Thanks Stuart. I also found that out with pet insurance. Went to Tesco in the end, not only cheaper, but at the time also 2500 extra Tesco points 😁 Useful towards a Eurotunnel crossing, or Stena crossing, worth £75 - whenever that may be!
All sorted now and price reduction but it's taken over a week and cost a fortune in phone calls.
Plus I've had the wonderful (and I thought long sorted) issue of the proximity of my house in distance terms to the sea and a river invoking the extra as liable to flooding with four separate insurers totally ignorant of contour lines and geology!!
------------- " When I die I don`t want my life to flash before me in an instant, I want it to be a 3 hour epic !"
Ours is all sorted too. Did comparisons so we were armed with other quotes, then rang existing insurer. Said we weren't happy with renewal quote, and they dropped it by over £40 (from just over £240), making it cheaper than last year! It's quite a good policy, Admiral Platinum, so we're happy to stay with them after that reduction in price.
We have had a very good price from Direct Line for the last few years and then this year, it shot up quite a bit despite never having made a claim. The best price we got this year was from Halifax.
It amazes me how company A can quote you, and then when company B gives a lower quote, company A will then ask what it is and tell you they can beat it. I always ask why they quoted higher to start with. Thats usually the end of the conversation.
A day of all things motorhome and campervan. The show is held both in the main indoor arena and across the grounds. Catering, hot drinks and food options are available. Easy access to the site and free parking included. Win one of five pairs of day tickets
Topic: Buildings and Contents Insurance
via mobile 09/5/2021 at 5:41pm
