I have just noted that Amazon will decline Visa credit cards after January 19th.
I think, as far as I am concerned, that will mean goodbye Amazon. I have no intention of using my debit card on-line.
I suspect this is to promote their own card.
That's up to you. Visa have increased their fees to retailers significantly in the last couple of years. I suspect that Amazon reckon 'this'll hurt you more than it hurts me' and Visa will cut them a better deal.
I had that email and stared very hard at it, thinking it was a scam, until I read about it elsewhere online. I wonder - if I pay for something using PayPal, with which my credit card is registered, that will work?
------------- Always edited for sloppy typing - when I spot it!
Quote: Originally posted by Hedgehugger on 18/11/2021
I had that email and stared very hard at it, thinking it was a scam, until I read about it elsewhere online. I wonder - if I pay for something using PayPal, with which my credit card is registered, that will work?
As far as I am aware, Amazon don’t accept PayPal.
Nothing to do with promoting their own card, all down to fees from VISA.
You can use PayPal on Amazon but it is far from simple, unlike all other places that take it.
Post last edited on 19/11/2021 08:18:25
------------- XVI yes?
As well is two words!
How does a sage know everything about everything? or does he? or does he just think he does?
Remember, if you buy something you bought it, not brought it.
Can't see it as an issue. Amazon are a business and they can choose which cards to take. As they use Mastercard as their provider they probably get better merchant rates than offered by Visa,
Over the last couple of years a number of banks have dropped Visa for their debit cards, including Santander and Natwest group, both moving over to Mastercard. This costs banks, so there must be a fundamental reason why they are doing it.
I've always had one card for each merchant services provider, especially useful when abroad. I once had to pay a cruise ship bill and despite being in the UK it was a US ship so a foreign transaction, my visa credit card was declined and I had no idea what the passwords etc were when I called. Used a Mastercard instead and no problems.
Quote: Originally posted by Pixie_Hez on 19/11/2021
Quote: Originally posted by Hedgehugger on 18/11/2021
I had that email and stared very hard at it, thinking it was a scam, until I read about it elsewhere online. I wonder - if I pay for something using PayPal, with which my credit card is registered, that will work?
As far as I am aware, Amazon don’t accept PayPal.
Correct, Amazon does not accept PP.
Thankfully, my work and personal credit cards are Mastercards, therefore, not affected by this issue.
DK
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Because obviously it's not something you can just stop overnight.
------------- XVI yes?
As well is two words!
How does a sage know everything about everything? or does he? or does he just think he does?
Remember, if you buy something you bought it, not brought it.
I acknowledge that Visa fees are quite high, but, from my point of view, I only use Amazon on rare occasions, so I have no intention of changing my bank just to get a mastercard. My bank supply Visa cards. If a trader decides not to accept it, that is fine with me.
I wonder if the system whereby you can get your money back after a dodgy purchase from the credit card provider will work with Amazon being the seller and the card provider I wonder how that will work.
Quote: Originally posted by navver on 19/11/2021
I wonder if the system whereby you can get your money back after a dodgy purchase from the credit card provider will work with Amazon being the seller and the card provider I wonder how that will work.
Good point but I think it is a legal requirement applying to al credit card providers.
Quote: Originally posted by navver on 19/11/2021
I wonder if the system whereby you can get your money back after a dodgy purchase from the credit card provider will work with Amazon being the seller and the card provider I wonder how that will work.
It will work just the same as using any other credit card.
Amazon aren't the credit provider, they are merely a brand for the card.
The credit facility for Amazon is provided by NewDay Ltd so any dispute is subject to the same laws as any credit provider.
Just as John Lewis can't treat any dispute differently because you bought from their store using their branded card, which is actually provided by HSBC.
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Topic: AMAZON and VISA
