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Quote: Originally posted by jaiash on 09/2/2012

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Saga quoted me £785 back in October. Audi/VW ins was £345!for better cover.

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Is that on the official Audi/VW website?

Bertie.

One of the traps is a low 'new business' premium that then catches you out the next year.

What we could really do with is an honest reference list, created by drivers (no names of course), indicating model of vehicle, driver's age, actual accident/penalty free years, post code, net premium and insurance company.  This might give us a bit more visibility of what we ought to be paying.  Insurers are taking us for a ride at present, and it's about time we hit back.

For example, I happened to clip our caravan on the awning rail of another one on a congested M-way services parking area.  T.P. claim against me came to £420.  My second fault claim in 57 years (both on carparks).  Although my NCB is protected, my premium jumped by £107.  When insurers give a quote, they only go back 5 years, and don't consider type of accident.  Good for their purposes, but bad for careful drivers who just happen to have an odd scrape.

Bertie. 

It used to be the norm to get your renewal quote a month before expiry.  Has anyone else noticed the renewal arriving two weeks or less before expiry?  Could this be to give us less time to probe the market for a better figure?

Bertie.

My caravan insurance is due on the 1st of March with the caravan club, still not recieved anything yet ???

Bessie 

Quote: Originally posted by bessie500 on 17/2/2012

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My caravan insurance is due on the 1st of March with the caravan club, still not recieved anything yet ???

 

Bessie 

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That's precisely what I mean, Bessie.    Is it reasonable to feel that the government should introduce legislation to make it an offence for insurers not to provide a minimum of 28 days notice before expiry date of renewal premium charges and/or changes affecting cover?

Bertie.

I was always quoted quite a high price with Saga and could always get my insurance cheaper elsewhere. Last year the cheapest I could find was Swiftcover and it was so easy to do online and then just download my documents.

I can't remember now what I paid but if I thought it was cheap it probably was. My insurance isn't due until June so it remains to be seen what they will hit me with this year.