I've just received my renewal premium for my UK Fifth Wheel and Nissan Navara tow car insurance and nearly fell out my chair..
It's gone up from £408 (£300 THE YEAR BEFORE) to £696.;and that was last year, so heaven knows how much it will be next month (March 25)
I can't understand why the huge rise, as I've max NCD, no claims or accidents, just Mrs and me driving, still stored in a secure compound, everything the same.
Fact is, we only usually use it for August bank holiday (Twinwood Festival)
so it's really a huge expense for not much use. Being 70 we tend not to go abroad any more, plus we both still work full time.
Have any of you been subjected to huge premium increases? And any ideas?.
Not everyone covers the trailer and towcar combined but are we being taken advantage of here?.
Any info or suggestions would be appreciated.
Thanks
Shop around! Not caravan, but our house insurance increased by £400. Enquired, "it's increased costs, we can't do anything about it". So I looked around and found the same cover for much less.
Can't comment on your 5th wheel set up and whether or not that attracts limitations and/or premium prices, but quite common over last few years it seems for huge price increases to be dropped on insurance customers.
Never come across option for insuring my car and caravan together, so insured separately, IIRC, think premiums total to just shy of £1k! That's not because of any extravagant/exotic car or caravan, or bad driving history/claims record, it's just the penalty for living in London!
Car insurance is one of the most open and competitive markets in the UK. You have received an offer, shop around and see if it is cheaper elsewhere as insurance companies won't be loyal to customers, it comes down to them trying to profit from the lazy.
Same company and same cover. Last year they were nearly £300 cheaper than anyone else.
------------- XVI yes?
As well is two words!
How does a sage know everything about everything? or does he? or does he just think he does?
Remember, if you buy something you bought it, not brought it.
Have you tried Caravan Guard for the 5th Wheeler, they cover them and we have always done well with them for caravan and moho insurance. Good service on the phone.
Wow! People actually had car insurance go down? I haven't had that happen for years, except when I have switched companies.
I always wait for my renewal quote to come in then shop around using at least 3 comparison sites plus a couple of companies that don't use them. I am with one of them at the moment as the company I was with until November 2023 nearly doubled their quote for renewal. I had been with them 2 years. Even the company I am currently with increased the premium last November by nearly £100. Only one company quoted me a tiny bit less, but I'd never heard of them, and all the others were considerably more. I'll see what happens next year. I have been driving since 1965, was a professional coach driver for nearly 20 years, and have only ever made one claim when I had a car stolen. That was nearly 15 years ago.
I really don't understand how insurance companies work. A company that gives a reasonable quote this year is very expensive next year but a company that was much too expensive last year is the cheapest one this year. How does that work? My theory is that that they just pluck a figure out of thin air to see what they can get away with.
The caravan and camping club place the business through Devitts. Who insure the 5th wheel AND Truck together or severely. The problem with caravan insurance is they dont cover the truck as well....
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Topic: 5th Wheel and Tow Car Insurance
via mobile 10/2/2025 at 6:45pm
