Got our Trailer insurance through the C&CC, although we are no longer members, as our free years membership came to an end, but the insurers were happy to renew even though we were no longer a members of the C&CC.
I decided not to renew, as the policy small print was a little flakey, for instance in the event of total loss, they would only replace at current used market value.
That was fine when I bought the Trailer brand new, back in 2009, at well below market value.
But now the trailer is some 3 years old, what would they say the current value is, £100 maybe! who knows, there is no Glass's guide for used Trailer values. it would cost around £1,700 to replace our Trailer as it is today for new, which is far more than I paid for it back in 2009, not only did I get a good deal at the time, VAT was only 15%.
The premium was £50 per year, the tent and kit was covered under a separate policy, again £50 per anum, but we have also ended that for the same reason.
I need to look into the insurance thing again, but the policy would have to be old for new, otherwise you stand to loose out big time.
My house insurance cover for camping kit was even more flakey, and would not even touch the Trailer.
Fact is your car insurance automaticly covers you for towing a trailer, as far as road type incidents are concerned whilst the Trailer is attached to your car, but does not extend to other stuff, like if your trailer gets stolen, or if it rolls away on the campsite, and totals a £100,000 Winebago!.
Insurance is great, all that peace of mind for £50, untill you come to claim that is.
What I need to find is an insurer who accepts that I have got £5k's worth of kit, even though I paid less than half that for it, and if any of it goes t*t's up, then I can have the said item replaced for new without quible.
I will report back on my findings, but I doubt I will get such cover for under £100 per anum, if I can get it at all.
Umm, difficult one. I've got my stuff insured under my household insurance but I wonder if, say, the tent caught fire, they would fork out for another one! We both have expensive tents/trailers to replace, it seems all we can do is look after them as best we can and take the hit should they be written off/stolen?
PS - would love to be brave enough to make the journey to France with tent and trailer!
PS - would love to be brave enough to make the journey to France with tent and trailer!
Easy for me to say as we have been going for 20 years but it is no harder then going 100 miles down the road to a campsite in the UK. Its exciting going to different places.
Towing a Trailer in France last year was a first for us, in the past we have got all the kit into the car+roofbox, or gone to pre-erected tents or statics.
For us it's a 1000 mile two day drive to the main campsite, and towing made no difference at all to the journey, I just set the cruise control to 81mph and watched the miles roll by.
We gave up on UK family camping back in 1978!, since then it has always been the South of France for a fortnight in July, and in all these years, the weather has always been perfect, having never had rain, just wall to wall sunshine and blistering temps of +40DegC.
I must say I'm really tempted. We've done statics in France a couple of times, which have been good but the prices have doubled since we were last there (some years ago now) and with fuel being so expensive, we can't afford it. DH is not keen on tent camping though so I don't think it's a goer. However, here we are again, the summer holidays upon us and, as usual, in the UK - it's pi**ing down .
We stopped doing statics, when the prices in the South of France during July, went past £500 per week.
We decided that as we spent most of our time in the outdoors, and only used the static to cook and sleep in, we would do go back to taking our own kit.
Even in July last year, we were only paying £200 per week to stay on a very nice 4 star campsite, whilst the statics were £700 per week on the same campsite, so for us it's a no brainer.
We are already booked on the campsite for July 2012, 16 nights, can't wait till we can go!.
We have realy missed not going this year, but due to family commitments, we have had to forgo a holiday this year, although the money is banked for 2012, so we are going to have a three week blow out next year lol.
I need to look into the insurance thing again, but the policy would have to be old for new, otherwise you stand to loose out big time.
My house insurance cover for camping kit was even more flakey, and would not even touch the Trailer.
If you have contents insurance then that should cover any outbuildings within the boundary of your property, which includes your garden shed, so if your camping gear was stored in the shed you are covered.
A day of all things motorhome and campervan. The show is held both in the main indoor arena and across the grounds. Catering, hot drinks and food options are available. Easy access to the site and free parking included. Win one of five pairs of day tickets
Topic: trailer insurance
so I don't think it's a goer. However, here we are again, the summer holidays upon us and, as usual, in the UK - it's pi**ing down 
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