Joined: 24/7/2007 Diamond Member 
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My wife has a pre-existing condition , we have annual holiday insurance I purchased through my union.We have used Red Pennent as well. Both companies got her to speak to a medical screening department who then issued a covering letter.
As her condition is stable and controlled they did'nt charge extra
One year she had had a minor operation, they said they would'nt cover that for 12 months after the op.
------------- DS-There's more to life than football!!!
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