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Subject Topic: Doom and disaster!!
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Message posted by Kelper28/12/2011 at 11:38am
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Balloney! .... the euro won't collapse ... if it did ... goodbye UK as well!!
Anyway .. there's this really techy thing called the internet ... let's you into your bank account ... so you can send any amount in any currency to wherever you are in the world ... all by these little things called electro magnetic waves ... Cute! Isn't it?
LOL

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Message posted by saxo128/12/2011 at 1:24pm
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This really techy thing only works if the banks allow it,if they close their doors and their websites theres not much you can do. even if you transfer money you still need to access it through an ATM or a bank.

Saxo1


Message posted by Kelper28/12/2011 at 3:02pm
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The term covers a number of different concepts:
Cardholder-initiated transactions, where a cardholder makes use of a payment card
Direct deposit payroll payments for a business to its employees, possibly via a payroll service bureau
Direct debit payments, sometimes called electronic checks, for which a business debits the consumer's bank accounts for payment for goods or services
Electronic bill payment in online banking, which may be delivered by EFT or paper check
Transactions involving stored value of electronic money, possibly in a private currency
Wire transfer via an international banking network
Electronic Benefit Transfer
I prefer Western Union myself ... always very safe.

Message posted by Val A28/12/2011 at 3:08pm
Outfit:  Swift Speedbird 490 Mondeo Estate     Location:  West - North Yorkshire
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If banks really do close their doors then hard cash under the caravan bed should prove useful.  A friend lives in Cairo and stayed there right through the recent revolution, when banks were quite firmly closed, as were shops, and most telephones weren't working, nor mobile networks, and hence no internet.  There was only intermittent electricity, and fuel pumps were not always working.

He said it was a very strange time, but his local shop had a hatch in the barricaded doors, where known customers could ask for an item, and if they didn't have cash it was noted down 'on a slate' which they paid for later!  Manned barricades at the end of each street helped protect areas from strangers, but again people who were known to the barricade men were allowed through.

I think human inventiveness will help us through most scenarios - even if we can't look up 'how to do it.........' on the internet! 


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Message posted by Kelper28/12/2011 at 3:44pm
Outfit:  Sterckeman Alize Concept CP480     Location:  Northern Ireland
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And ... it's always worth having 'barter' goods ... I used to travel europe with a case full of M&S sweaters! ... and ... Cadbury's milk chocolate ... made a lot of 'deals' with those ... nowadays ... hmmm ...
Bushmills whiskey?? Cigarettes? .... any other ideas?

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Message posted by Val A28/12/2011 at 4:45pm
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Levi jeans to Czechoslovakia in 1976 - they were very 'barterable' in those days. 

Message posted by andcow28/12/2011 at 5:25pm
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really can't see a country like France going into any sort of meltdown and I am sure they will have planned for any trouble they may be about to face.  Just don't let your cupboards get low and the same for your petrol in case there is ever a day or two of panic. 

  If anything is going to go down there will be a few days warning and something will be in place to support anyway!!


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Message posted by bordertroot28/12/2011 at 5:51pm
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"Another caravan forum is buzzing with rumours "

Irresponsible post.You will be posting from the Daily Star next !

 

Bob


Message posted by Kelper28/12/2011 at 6:58pm
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Gosh ... ValA ... Levis ... I'd forgotten about them! Remember taking half a dozen pairs with me to ski in Bulgaria years ago ... lived like a king for the week!!

Message posted by LlaniDavis28/12/2011 at 8:39pm
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Quote: Originally posted by Val A on 28/12/2011
Levi jeans to Czechoslovakia in 1976 - they were very 'barterable' in those days. 


i had a friend that used to go to Czecho regularly in the mid 70's, and he used to take any jeans, and was always well "looked after" by the chamber maids in his hotels.

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Message posted by oxter29/12/2011 at 7:05pm
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Quote: Originally posted by Tentz on 27/12/2011
If there is a 'rescue plan' it would be mostly to assist UK nationals resident in Spain with their assets in €s, I would think.

Yes that's what it was exactly Tentz - it was reported in the Sunday Times no less, but I did take it all with a bit of a pinch of salt.  Having said that, although Santander Bank is No1 in Spain, and investors are protected by the UK rules, I nearly got my fingers burned with Icelandi Banki when Iceland had their problems so we have taken the precaution of moving some assets out of there just in case they all go belly up.

Here's a link - scary stuff http://www.theweek.co.uk/uk-news/euro-debt-crisis/43712/if-spains-banks-collapse-uk-may-send-navy-save-ex-pats



-------------
playing at tinkies

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Message posted by millermicm29/12/2011 at 7:45pm
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Quote: Originally posted by oxter on 29/12/2011
Quote: Originally posted by Tentz on 27/12/2011
If there is a 'rescue plan' it would be mostly to assist UK nationals resident in Spain with their assets in €s, I would think.

Yes that's what it was exactly Tentz - it was reported in the Sunday Times no less, but I did take it all with a bit of a pinch of salt.  Having said that, although Santander Bank is No1 in Spain, and investors are protected by the UK rules, I nearly got my fingers burned with Icelandi Banki when Iceland had their problems so we have taken the precaution of moving some assets out of there just in case they all go belly up.

Here's a link - scary stuff http://www.theweek.co.uk/uk-news/euro-debt-crisis/43712/if-spains-banks-collapse-uk-may-send-navy-save-ex-pats



Santander is covered under the Uk investment guarantee scheme but not all foreign owned banks are. See here

foreign non guaranteed banks

-------------
Steve



Message posted by Xantippe30/12/2011 at 12:58pm
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I heard on the news that this story is rubbish and the HMG have no plans whatsoever for getting Expats out of Spain or anywhere else, due to banks collapsing.

We will be on our own to stay or leave as we think fit. It isn't as if our lives were in danger due to war, even then I really think there are far too many of us for HMG to be able to assist.

Message posted by Kelper30/12/2011 at 2:35pm
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If the euro were to collapse ... highly unlikely ... HMG will have far more important problems to solve than dealing with ex-pats who have chosen to 'fly the coup' ... it's called personal responsibility (a rare commodity these days!) ... but anyone choosing to live in the eurozone (or anywhere else, for that matter),presumably, weighed up the pros and cons before making the move.
Could prove to be a good move if the pension is paid in pounds and sterling improves against the euro ...


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