Home

   Log in or Register



Insurance Quotes
forums Campsite Search Comp Directory tips virtual brochure Profile
Tent and Awning Reviews Competitions Caravans and Motorhomes For Sale Shopping Diary Contact Us

Advertisement

Message Forums

Welcome Guest Register Login Search The Forum Posts Since Last Visit
 Reception - All Forums
  Caravanning and Camping Abroad
Share   Post on X / Twitter  Share on Facebook  Email  Printer Friendly Version Print
Subject Topic: Travel insurance over 70s for 90 days
Page:  1  2 Post Reply Post New Topic
07/5/2021 at 10:34am
 Location: 
 Outfit: 
View Netherton's Profile View Profile   Reply to Netherton Reply   Quote Netherton Quote  
Joined: 12/1/2019

Platinum Member
Platinum Member

Forum Posts:   1226

Site Reviews Total: 3
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 3  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 3

I just typed Long Stay Travel Insurancei in my internet search to see if the information is all there. It is.


Don't forget to leave a review of the French and other European campsites you have visited!


07/5/2021 at 11:10pm
 Location: 
 Outfit: 
View romany's Profile View Profile   Reply to romany Reply   Quote romany Quote  
Joined: 28/4/2003

Diamond Member
Diamond Member

Forum Posts:   7379

Site Reviews Total: 7
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 1  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 1

Quote: Originally posted by jim oldham on 07/5/2021
Quote: Originally posted by romany on 07/5/2021

Nationwide and a couple of others I have tried do not cover people with stents however Nationwide will cover Bypass patients but not if stented previously.



Strange, as I had a stent fitted in 2007, declared it to Nationwide, and received cover.

Is this a new thing please ?




Hi Jim
I don't know if its new, Nationwide's insurers are one of three I tried to get cover with who refused because of stents, after about 3 attempts to find out why some people on the forums tell me they have been covered with no problems I finally got told by their insurers that they are a low risk company and people are mistaken as they definitely dont cover people with stents.

They said they would give insurance cover but stenting and any problems arising would be excluded I have asked people on here and other forums who say they are covered to recheck and let people know on here if they are definitely covered but no one has comeback on that.

The lady in their branch said I would be covered for an extra charge it was only when filling in the online form for the insurance there was a bit I wasn't certain of so phoned the number they give for online help that was when I was told that stents were a no no as I said I have tried to argu it but have failed to get any change.

I haven't wasted time on it since because it seemed highly unlikely we would be able to go abroad anyway.

So if I were you Jim I would double check with their insurers and not branch staff and if you are covered could you come back to this post and let us know     


08/5/2021 at 10:26am
 Location: LINCOLNSHIRE
 Outfit: ACE CELEBRATION
View LYDIAK's Profile View Profile   Reply to LYDIAK Reply   Quote LYDIAK Quote  
Joined: 14/1/2012

Gold Member
Gold Member

Forum Posts:   332

Site Reviews Total: 2
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

We used Caravan Club Red Pennant for 20 years and were happy with cover and price but once my husband reached 80 the price tripled .!


08/5/2021 at 10:34am
 Location: None Entered
 Outfit: None Entered
View saxo1's Profile View Profile   Reply to saxo1 Reply   Quote saxo1 Quote  
Joined: 29/10/2005

Diamond Member
Diamond Member

Forum Posts:   4482

Site Reviews Total: 0
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

Every time I have renewed I have had to ring their insurer direct and speak to their agent, who runs through all the ailments covered comprehensively, they ask for any changes or additions future possible medical procedures any interventions in the preceding years and medications there was never any uncertainty about cover left to chance the only way would be not to declare any previous surgery etc, the N/W branch weren't involved at all.
saxo1


Don't forget to leave a review of the French and other European campsites you have visited!


08/5/2021 at 1:37pm
 Location: 
 Outfit: 
View romany's Profile View Profile   Reply to romany Reply   Quote romany Quote  
Joined: 28/4/2003

Diamond Member
Diamond Member

Forum Posts:   7379

Site Reviews Total: 7
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 1  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 1

Quote: Originally posted by saxo1 on 08/5/2021
Every time I have renewed I have had to ring their insurer direct and speak to their agent, who runs through all the ailments covered comprehensively, they ask for any changes or additions future possible medical procedures any interventions in the preceding years and medications there was never any uncertainty about cover left to chance the only way would be not to declare any previous surgery etc, the N/W branch weren't involved at all.
saxo1



I only involved the branch to ask if with all my med problems would I be covered under their flexi plus if we changed our normal account and was told yes for extra payment, it was when I contacted their insurers I was told no stents.

So are you saying Saxo that you have stents and are covered or you have declared it and they are excluded that from your cover, what I am trying to establish is why many on the forums say they are covered for stenting and the company is categorically telling me their not because they are a low risk company and don't, I'm not saying you or anyone else is wrong just trying to get to the bottom of it.

I have not seen their full T&C as I was told no point in completing the form because of stents and they would not cover that aspect even for more payment.      


Advertisement



08/5/2021 at 2:35pm
 Location: None Entered
 Outfit: None Entered
View saxo1's Profile View Profile   Reply to saxo1 Reply   Quote saxo1 Quote  
Joined: 29/10/2005

Diamond Member
Diamond Member

Forum Posts:   4482

Site Reviews Total: 0
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

No,what I am saying is that if you have stents fitted then there can be no doubt as to whether you are covered or not because you would have to declare them when questioned by the insurer and if you were covered it would be included in the list of medical conditions covered.
You cant just open a Flexplus Acc and get medical cover for any conditions, you would have to speak to the insurance co to declare any existing conditions you require cover for,if any other people on forums are saying they are covered then it must say so on their certificate there can be no doubt.
saxo1


09/5/2021 at 10:24am
 Location: 
 Outfit: 
View romany's Profile View Profile   Reply to romany Reply   Quote romany Quote  
Joined: 28/4/2003

Diamond Member
Diamond Member

Forum Posts:   7379

Site Reviews Total: 7
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 1  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 1

Quote: Originally posted by saxo1 on 08/5/2021
No,what I am saying is that if you have stents fitted then there can be no doubt as to whether you are covered or not because you would have to declare them when questioned by the insurer and if you were covered it would be included in the list of medical conditions covered.
You cant just open a Flexplus Acc and get medical cover for any conditions, you would have to speak to the insurance co to declare any existing conditions you require cover for,if any other people on forums are saying they are covered then it must say so on their certificate there can be no doubt.
saxo1



Thanks Saxo now I understand what you mean, maybe I should just fill out the online form completely and see what happens then hope it goes through, I have not tried recently because no point with the present rules on travel and having had the same response from two other companies regarding stents I had made up my mind not to bother with travel insurance.

My breakdown cover on the vehicle covers repatriation due to illness and the GHIC covers anything else including stents the only thing not covered then is trip cancellation.   



Don't forget to leave a review of the French and other European campsites you have visited!


09/5/2021 at 1:08pm
 Location: Wigan
 Outfit: VWSharan. Sport 442.
View jim oldham's Profile View Profile   Reply to jim oldham Reply   Quote jim oldham Quote  
Joined: 03/10/2004

Platinum Member
Platinum Member

Forum Posts:   1431

Site Reviews Total: 2
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

Quote: Originally posted by romany on 07/5/2021

Hi Jim
I don't know if its new, Nationwide's insurers are one of three I tried to get cover with who refused because of stents, after about 3 attempts to find out why some people on the forums tell me they have been covered with no problems I finally got told by their insurers that they are a low risk company and people are mistaken as they definitely dont cover people with stents.

They said they would give insurance cover but stenting and any problems arising would be excluded I have asked people on here and other forums who say they are covered to recheck and let people know on here if they are definitely covered but no one has comeback on that.

The lady in their branch said I would be covered for an extra charge it was only when filling in the online form for the insurance there was a bit I wasn't certain of so phoned the number they give for online help that was when I was told that stents were a no no as I said I have tried to argu it but have failed to get any change.

I haven't wasted time on it since because it seemed highly unlikely we would be able to go abroad anyway.

So if I were you Jim I would double check with their insurers and not branch staff and if you are covered could you come back to this post and let us know     




Many thanks for your reply.

Admittedly, it is two years since we travelled abroad, and we have let the NW+ travel insurance lapse, but we did it over the phone to the insurers, and I declared the stent and we obtained cover, but I will double check when, and if, we travel abroad again.



10/5/2021 at 12:22pm
 Location: East Anglia
 Outfit: Swift Kia Sorento XS
View Manty's Profile View Profile   Reply to Manty Reply   Quote Manty Quote  
Joined: 29/1/2005

Gold Member
Gold Member

Forum Posts:   486

Site Reviews Total: 0
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

the last time i travelled to France, Under 80 then, I had 9 setnts covered on Nationwide policy!


10/5/2021 at 12:23pm
 Location: East Anglia
 Outfit: Swift Kia Sorento XS
View Manty's Profile View Profile   Reply to Manty Reply   Quote Manty Quote  
Joined: 29/1/2005

Gold Member
Gold Member

Forum Posts:   486

Site Reviews Total: 0
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

stents that is!


Advertisement



10/5/2021 at 1:59pm
 Location: 
 Outfit: 
View romany's Profile View Profile   Reply to romany Reply   Quote romany Quote  
Joined: 28/4/2003

Diamond Member
Diamond Member

Forum Posts:   7379

Site Reviews Total: 7
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 1  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 1

Quote: Originally posted by Manty on 10/5/2021
stents that is!



If I get refused again Manty will you pm me your policy number so I can get to the bottom of why the apparent different information from Nationwide's insurers so I can prove that they are covering people with stents.

I filled in the online form this morning and when I got to the end and pressed submit a nice little red box came up with the message to please phone them as they needed to discuss some of the form answers, How much do you bet its about those damned stents    


Don't forget to leave a review of the French and other European campsites you have visited!


10/5/2021 at 4:17pm
 Location: Wigan
 Outfit: VWSharan. Sport 442.
View jim oldham's Profile View Profile   Reply to jim oldham Reply   Quote jim oldham Quote  
Joined: 03/10/2004

Platinum Member
Platinum Member

Forum Posts:   1431

Site Reviews Total: 2
Site Reviews 2024: 0  
Site Reviews 2023: 0  
Site Reviews 2022: 0  
Site Reviews 2021: 0  
Site Reviews 2020: 0  
Site Reviews 2019: 0  
Site Reviews 2018: 0  
Site Nights 2024: 0
Site Nights 2023: 0
Site Nights 2022: 0
Site Nights 2021: 0
Site Nights 2020: 0
Site Nights 2019: 0
Site Nights 2018: 0

A bit late now, but I'd rather phone and be talked throught the application questionnaire than fill in an online form.



In order to post a reply you will need to register, or if already registered please log in here

  Prev       Next

Jump To Page:  1  2

Quick Links - All Forums - Caravanning and Camping Abroad - Top of Page

Printer Friendly Version Printable version      Share   Post on X / Twitter  Share on Facebook  Email


Latest News, Discounts and Competitions  see all...














2039 Visitors online !

Free UKCampsite.co.uk Window Sticker  -  Recommend to Friend  -  Add a Missing Campsite

[Message Forums]  [Caravan Sites & Camping]  [Company Listings]  [Features / Advice]  [Virtual Brochure]  [Shop!]
[Reception]  [Competitions]  [Caravans & Motorhomes For Sale]  [Event Diary]  [Contact Us]  [Tent Reviews



Please note we are not responsible for the content of external sites & any reviews represent the author's personal view only. Please report any error here. You may view our privacy and cookie policy and terms and conditions here. All copyrights & other intellectual property rights in the design and content of this web site are reserved to the UKCampsite.co.uk © 1999 - 2024


Advertisement



Advertisement



Advertisement