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Subject Topic: Red Pennant replacement
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via mobile 16/6/2026 at 9:52am
 Location: Cumbria
 Outfit: Coachman VIP 520
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Our RP insurance is due to expire shortly.
Has anyone either had personal experience of its replacement through the CMHC or heard reports about its effectiveness or otherwise?
Otherwise, any recommendations for the next best thing to RP?
We are 2 over-70s with a car, caravan and dog!


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16/6/2026 at 1:28pm
 Location: nr Derby
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F.
We're in the same boat but have Nationwide Flex plus a/ac insurance to fall back on although their breakdown section is now with the AA - something which makes me wonder how good they would be.   I have a quote for the MayDay cover for our next trip - £127.13. I don't think I would qualify for the new medical side but I am going to ask!
Shame- Red Pennant was do good when the cover was needed.


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Grahame


via mobile 16/6/2026 at 2:04pm
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Quote: Originally posted by bofs on 16/6/2026
Our RP insurance is due to expire shortly.
Has anyone either had personal experience of its replacement through the CMHC or heard reports about its effectiveness or otherwise?
Otherwise, any recommendations for the next best thing to RP?
We are 2 over-70s with a car, caravan and dog!





Quite probably too early for someone to have needed to make use of it.
I also get the feeling that because it is only breakdown cover and not a complete package like RP that it may not be so popular.

We for one didn’t use it and went elsewhere for personal cover and separate breakdown cover.

I don’t know the situation at CAMC but feel they should have worked harder to get a direct replacement for RP
I mean they get paid enough.

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XVI yes?

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17/6/2026 at 4:22pm
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Bofs, CAMC now offers insurance in two parts - Mayday European for breakdown/recovery, and Red Pennant for personal/medical cover.
I don’t know what your objection is to continuing with them but as you have a caravan AND a dog it may be best to stay with that - they offer better cover for those two items than some other companies.
Don’t jump ship without careful checking.


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via mobile 17/6/2026 at 5:45pm
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Surely the objection to not using the RP service is its not a one stop shop like it used to be!

-------------
XVI yes?

As well is two words!
How does a sage know everything about everything? or does he? or does he just think he does?
Remember, if you buy something you bought it, not brought it.


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via mobile 17/6/2026 at 5:49pm
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And can you clarify what you mean by ‘they offer better cover for those two items than some other companies’ please.

-------------
XVI yes?

As well is two words!
How does a sage know everything about everything? or does he? or does he just think he does?
Remember, if you buy something you bought it, not brought it.


17/6/2026 at 7:53pm
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Quote: Originally posted by blueexpo97 on 17/6/2026
And can you clarify what you mean by ‘they offer better cover for those two items than some other companies’ please.



A few examples of things which some insurances cover and some don’t.

If you wake up in a morning and find your caravan has a puncture will breakdown insurance cover it?
Or Will your insurance only cover the caravan while you are towing?
Will your breakdown insurance take you to the camp site you have booked two hundred miles away or just to a nearby garage?
If your car is dead and you need to repatriate with a dog how will you do that?
If your car is dead and it’s with a dog by train will your insurance pay for that?
If it’s with a dog in a French hire car will you have to pay to return car to France ?

Check.


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via mobile 18/6/2026 at 9:03am
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A lot of ‘ifs’ there.

I can tell you that all the breakdown cover that I looked at none of them included repatriation of dogs. So it’s just as well that it’s part of our dogs pet insurance.

Unlike the original RP which included that service.

-------------
XVI yes?

As well is two words!
How does a sage know everything about everything? or does he? or does he just think he does?
Remember, if you buy something you bought it, not brought it.


via mobile 18/6/2026 at 2:14pm
 Location: Cumbria
 Outfit: Coachman VIP 520
View bofs's Profile View Profile   Reply to bofs Reply   Quote bofs Quote  
Joined: 10/1/2008

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Quote: Originally posted by Netherton on 17/6/2026
Bofs, CAMC now offers insurance in two parts - Mayday European for breakdown/recovery, and Red Pennant for personal/medical cover.
I don’t know what your objection is to continuing with them but as you have a caravan AND a dog it may be best to stay with that - they offer better cover for those two items than some other companies.
Don’t jump ship without careful checking.



I am not necessarily going to "jump ship", just wondering whether anyone has used the replacement offer yet and what the verdict is.
I chose to pay the premium price for RP for the reassurance that it was the best, but would like to know that the replacement is as good when put to the test.


via mobile 18/6/2026 at 2:37pm
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As already stated, on the animal repatriation alone it’s not as good.

But you pay your money and hope for the best.
I just wasn’t impressed by the guy I spoke to on the phone, so went elsewhere.

-------------
XVI yes?

As well is two words!
How does a sage know everything about everything? or does he? or does he just think he does?
Remember, if you buy something you bought it, not brought it.



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