I have recently had an operation as a preventative due to early cancer cells detected.
I have insured car caravan and my husband to go away to the Netherlands. However they wanted another £100 for me due to having had this operation . I refused much to the annoyance of the person I was speaking to . But I said o I'm not paying it .
Should I just take a chance and not insure myself . I did say as long as the car caravan and my OH are covered that would be ok.
Any one on here who works in insurance .
Can I just take an independent health insurance just for me .
If you are a member of the caravan club try their Red Pennant Travel Insurance.
Had an acceptance this year with no extra premium or conditions by answering a few simple questions questions.
Good luck
Insure but just exclude the one medical condition. This is a much safer option. My travel insurance was loaded by an extra £170 this year and that is after I have had the problem sorted!!! I paid it for piece of mind.
Hubby has non operative cancer and when we go away we don't insure the tumours, they wanted £1500 just for him and it dropped to £89 for the two of us world wide for a year after the tumours were left at home, it crazy.
Try TSB travel insurance they didn't load me at all after I had cancer.
There are 2 other insurers who don't load excessively or didn't last time I took out insurance. I got my information of which insurers to use from Breast cancer care.
please pay the extra £ 100.put it down to life biting you on the bum.i have been in the same position of late.because of the cancer and being ill after kemo for about three weeks each time,had it twice kemo and each time the same.not able to use the caravan at all last year due to weakness from the chemicals pumped in to me.i have now sold the caravan,boo hoo.end of 14 years of good caravan holidays.because we could not go on a caravan holiday we decided to book a cruise.we always go with royal carrabian,spelling??? big does and little ones on insurance with the royal carrabian,after answering all the health questions and there were many the last question was on the cancer.that was it two put the phone down.one said i would not get to go with the royal carrabian because of the cancer.we finished up going with PO who could find us insurance for a cruise.so now we can only go with PO.sorry its long so as i say i would pay and forget it because others may not be as kind to you.all true,one day spent 6 hours ringing round to get insurance,as soon as you mention the big C the phone goes dead.there loss its costing the royal many big bucks.
------------- the only silly question is the one you do not ask.
Madness to go without insurance in my view. In the event of anything going wrong repatriation could cost you tens of thousands of pounds - Scheduled flight, doctor in attendance, oxygen on board, private ambulances etc. I know , I have been there.
I did a comparison last night with my issues declared (bypass) and got cover for a third of my first quote from staysure. I used these people
Quote: Originally posted by nora on 11/12/2013
I have recently had an operation as a preventative due to early cancer cells detected.
I have insured car caravan and my husband to go away to the Netherlands. However they wanted another £100 for me due to having had this operation . I refused much to the annoyance of the person I was speaking to . But I said o I'm not paying it .
Should I just take a chance and not insure myself . I did say as long as the car caravan and my OH are covered that would be ok.
Any one on here who works in insurance .
Can I just take an independent health insurance just for me .
Can't believe your quibbling over a paltry £100 extra premium , sorry but your of your trolly if your prepared to go uninsured just save paying the increase .
Quote: Originally posted by michael on 12/12/2013
please pay the extra £ 100.put it down to life biting you on the bum.i have been in the same position of late.because of the cancer and being ill after kemo for about three weeks each time,had it twice kemo and each time the same.not able to use the caravan at all last year due to weakness from the chemicals pumped in to me.i have now sold the caravan,boo hoo.end of 14 years of good caravan holidays.because we could not go on a caravan holiday we decided to book a cruise.we always go with royal carrabian,spelling??? big does and little ones on insurance with the royal carrabian,after answering all the health questions and there were many the last question was on the cancer.that was it two put the phone down.one said i would not get to
go with the royal carrabian because of the cancer.we finished up going with PO who could find us insurance for a cruise.so now we can only go with PO.sorry its long so as i say i would pay and forget it because others may not be as kind to you.all true,one day spent 6 hours ringing round to get insurance,as soon as you mention the big C the phone goes dead.there loss its costing the royal many big bucks.
Thank you for all your advice I wouldn't go uninsured the car caravan and my OH are overed but I just thought it was a rip off what they wanted for me . I am supposed to be clear in the next month . This is why I thought I would just take health or me independently . They want you to take insurance but you mustn't use it or need it .
Michael why didn't you keep the caravan use it here, or even site it and use it in this country rather than go on a cruise.
Quote - "Michael why didn't you keep the caravan use it here, or even site it and use it in this country rather than go on a cruise."
That's what we do since my wife was £1700 for 2 weeks in Tenerife with lung cancer, bought a brand new caravan instead, to replace the old one, with the money saved from not going abroad.
I have had the same problem. I have bowel cancer and went for internal radiotherapy which goes direct to the small malignant part left after having a polyp removed. I am at present I am having radiotherapy which I finish on 20th December, this is only to make sure that it hasn't gone to the lymph glands.. I rang loads of insurers and was told that they would not insure me. The ones that would quoted between £1700 and £2500.
I am going to Spain on 29th but haven't got insurance to cover the cancer. I told the wife if I feel that bad we would pack up and come home early. I would rather pay the extra to change to an earlier ferry.
Quote: Originally posted by Baguette95 on 13/12/2013
I had my 12 months all clear last week. Still think I'll struggle for any kind of health insurance though!
fab well done you.
------------- the only silly question is the one you do not ask.
Michael...i wish you well to recovery and im sorry to hear you have sold your van,
I hope you continue to help people on here as ive learned a few things from you.Merry xmas and a happy new year to you and ur kin..
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Topic: Insuring after cancer operation
Still think I'll struggle for any kind of health insurance though!
