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Topic: Seasonal insurance

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mountain view

25/11/2013 at 7:08pm
Location: Risca
Outfit: Abbey GTS 418

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We usually insure our caravan with the 5c's offered by the Caravan Club, but we are about to stop touring and begin using our caravan on a seasonal pitch only.
Does anyone know if this change increases our risk or decreases it?
On the face of it, if you are off the road, so to speak, then then there is a huge change in the level of risk (in my opinion)
Just wondering what sort of insurance anyone might suggest for a seasonal pitch.
Thanks in advance for any advise..
Gordon

millermicm

25/11/2013 at 7:34pm
Location: west country
Outfit: None Entered

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You could equally argue that the seasonal pitch increases risk as the caravan will be left unattended in a field for long periods of time.

Whoever you insure with tell them where it is and they will probably want to know about site security.

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Steve

Ronni54

25/11/2013 at 8:54pm
Location: Shropshire
Outfit: None Entered

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My seasonal is insured with Caravanguard. They do ask for details of the site - are there fences and security gates etc. I'm not sure about the difference in premiums - I think they went up but not by much.

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Ronni

Rob2011

25/11/2013 at 9:55pm
Location: Dewsbury West Yorks
Outfit: Abbey Vogue & Range Rover Evoque

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We are with C&CC an there was no difference to our yearly cost when we went seasonal

clbewi

26/11/2013 at 7:04am
Location: Essex
Outfit: Lunar Delta TS 2017

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If you read the small print in a lot of insurances you can't leave the van unattended for more than 4 days either.

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Claire and Colin

darthillcat

26/11/2013 at 4:45pm
Location: March cambs
Outfit: Skoda Superb MK2 SE & abby vogue 460

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we went seasonal this year insured through the C C Club told them where it was going to be and as it was a caravan site they classed it as Storage as well as being used at no extra charge

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men don't need or read instructions

CatieB

26/11/2013 at 9:31pm
Location: cambs
Outfit: Roller Team Zafiro 696

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Mine is through Lifesure and includes a no towing clause, I.e designed for seasonal. Was cheaper and it's a local company with people not a call centre. Haven't had to claim so can't comment on that side but impressed

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Now in a motorhome

Gone via tent to tourer to seasonal to camper van

trish0524

27/11/2013 at 6:55pm
Location: Merseyside
Outfit: Swift Charisma

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Ours is with C&CC too and made no difference to our insurance. I think it is classed as being in storage as they ask about security. I suppose as long as the site you are on Is secure, you must be less of a risk.

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Trish

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