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Oh cwd I read too much now and now i cant decide if i am covered if my husband was driving as the policy is in my name, it is all very confusing. Keep your fingers crossed for me when i ring them tomorrow and i promise next time to read everything from cover to cover !!!

Doubt if Discover is authorised to issue insurance policies so its probably in a proper insurance company name.

Oh cwd I read too much now and now i cant decide if i am covered if my husband was driving as the policy is in my name

For caravan insurance it should be Ok but just check the wording.....

Phil

Quote: Originally posted by Crazyplace on 23/10/2011

Oh cwd I read too much now and now i cant decide if i am covered if my husband was driving as the policy is in my name, it is all very confusing. Keep your fingers crossed for me when i ring them tomorrow and i promise next time to read everything from cover to cover !!!

 

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I think you may find that the policy says that your van is insured whilst it is used by the "insured" rather than "me". "The Insured" is defined in the policy and generally it extends to any person who is normally resident with the insured, spouse, member of the family etc. Check the definitions clause in your policy. Think you will find that you are OK.

Anyway, who was driving generally only applies when claiming under motor insurance rather than caravan insurance....unless you are (a) insured with a company that does not follow the norm!! or (b) Hubby is not insured to drive the car

On a general point, it is better, if hubby is the only insured driver of the car, to have the caravans insurance in his name to avoid any potential inadvertent conflicts. Maybe change the policy into his name at renewal time.

When you check with the office this am you will probably find that will want to investigate a repair of the van first before talking about new for old. Don't panic they will just be following process.

Phil

Quote: Originally posted by geordieknights on 24/10/2011

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Bill Terry

Re insurance from Discover, I rang them last week and was informed this is covered by Linkfield Accident Management and should just contact them direct. Thheir no. was on my paperwork.

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I would look at the 2012 prices for the equivalent van as your insurance will run through to this time next year and if you need to claim in Septemeber next year.....that is the price you may be paying out

Phil