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Subject Topic: Insurance. Post Reply Post New Topic
05/11/2014 at 6:23pm
 Location: South Yorkshire
 Outfit:  Camp Cot Bivi Bag and Tarp.
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Joined: 02/8/2009

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I have purchased a small teardrop caravan. What insurance do I need?. When not in use the teardrop is stored in my garage. In transit the teardrop is covered by my vehicle insurance. On site I use the normal security measures, wheel clamp and hitchlock etc. Any thoughts anyone?.


05/11/2014 at 6:42pm
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Your not legally obliged to have insurance for it, but it is a good idea. Speak to any caravan insurer and they'll happily quote you.

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05/11/2014 at 6:58pm
 Location: Harrogate Yorkshire.
 Outfit: Skoda Octavia 4x4 & Compass Omega 482
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You car insurance only covers third party liability, not any damage to your caravan. Example, your caravan damages other property while been towed, car insurance covers other party's damage but not any damage to your caravan, so you need caravan insurance to cover that.

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Skoda Octavia Estate 2.0TDi 4x4 (2012) towing a Compass Omega 482 (2014)


06/11/2014 at 7:39am
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As stated, no legal requirement for separate caravan insurance in UK so if teardrop is only worth a few 100s then probably not worth it but most owners of old caravans worth not a lot who do insure usually pay around 70/pa. Its possible with a home built teadrop insurance would be difficult/impossible to obtain anyway or might involve getting an engineer's report.



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