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Subject Topic: Short term caravan insurance
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Personsadkate
25/5/2015 at 10:31pm
 Location: Linlithgow West Lothian
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I'm planning to borrow my brother's can for weekend. Does anyone know if you can get short term insurance? In case I prang it!

It's not covered on your car insurance, is it?

Thanks.


Post last edited on 26/05/2015 07:51:38

Post last edited on 26/05/2015 07:52:05

-------------
Kate

Ye're no here tae enjoy yersel.


Personkazo2014
25/5/2015 at 10:53pm
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when attached to the car yes it is covered on the car insurance, the problem is if it becomes unattached!


PersonGrampian91
25/5/2015 at 11:02pm
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It will be covered for damage you cause to a 3rd party, but damage to the van wont be covered on your policy unless you can claim from a 3rd party.

Does your brother not have insurance that he can add you to?
Insurance is generally yearly and can be quite costly for short term use. Also any claims or incidents may require you pay the full amount.


Persontango55
25/5/2015 at 11:35pm
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I'm not absolutely sure but I think insurance companies are reluctant to offer insurance for a period of less than six months. The only way to find out the correct answer is to ring your car insurance and and ask them.


Personbilly
26/5/2015 at 6:08am
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Get him to read his policy he is probably covered if caravan is used by somebody other than policy holder, so already covered for your use.


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Personbilly
26/5/2015 at 7:19am
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Saga policy states caravan is covered for use by anybody else with policy holder's permission, so read his policy t&c's. You are probably already covered to use his caravan.


Personsadkate
26/5/2015 at 7:51am
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I will scour his policy. Thank you!

-------------
Kate

Ye're no here tae enjoy yersel.


Persontango55
26/5/2015 at 10:40am
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Quote: Originally posted by Billy x on 26/5/2015Saga policy states caravan is covered for use by anybody else with policy holder's permission, so read his policy t&c's. You are probably already covered to use his caravan.


I think you will find that is the terms and conditions on the caravan insurance for a third party using the caravan such as family or friends but actually towing on the highway. The OP needs to contact their vehicle insurance for that.



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