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Subject Topic: Insuring older vans Post Reply Post New Topic
Message posted by campingtrikers19/8/2015 at 11:01pm
Outfit:  Compass Corona 505 & Vango Talos tent     Location:  Lincolnshire
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Hi,
So, after tent camping for 27 years we have bought Hector, a 1993 Elddis Wisp 350/2 and he's a beaut. Any tips please about companies happy to insure an older caravan? Many thanks, Bev

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better a rainy day up a hill than a sunny one in the office

Message posted by Hairywol19/8/2015 at 11:29pm
Outfit:  Challenger Sport 524 + MB E250 Estate     Location:  Teesside
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Google "compare caravan insurance" and get lots of quotes.

I did this and got insured for 200, not the 350+ the big boys would have charged.

One thing no-one here can say is that because a particular company gave them a good deal they would also give you a good deal. That's not how it works.

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Message posted by zac4520/8/2015 at 12:29am
Outfit:  1992 Elldis Whisp Conway Countryman.     Location:  south yorkshire
Joined: 14/7/2005
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Hi our 1992 elddis whisp 350/2 is insured with caravan guard 86 for the year.
Kev

Message posted by LobeyDosser20/8/2015 at 12:36am
Outfit:  1997 Bailey Ranger 470 4     Location:  Argyll Scotland
Joined: 28/12/2002
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Our 1997 Bailey is insured with Cover4 caravans at 58 per year.

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Lobey.

Message posted by Inner Zone20/8/2015 at 10:10am
Outfit:  Adria Optima 350B Coleman Inst Dome 5     Location:  Reading Berkshire
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My 1991 Adria is insured though the CCC's insurers at 48 per year.

Message posted by madz20/8/2015 at 10:11am
Outfit:  swift 530     Location:  east midlands
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We used to insure our 1990 Abi with the caravan club 51.

Sadly they are way off with the current van 100 more than caravan guard.

Message posted by Billy x20/8/2015 at 11:13am
Outfit:  Caravan     Location:  Essex
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If you wrote off a late 80s/early 90s caravan insurance unlikely to give you more than a couple 100s so hardly worth insuring, I don't insure my 80s 'van. You are insured for 3rd party risks while towing on your car insurance anyway.

Message posted by VangoMan0220/8/2015 at 11:29am
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Just a reminder for those that are new to caravanning.
Make sure you inform your Car insurance company that you have a towbar fitted and will be towing a caravan.

Its classed as a modification to your car.

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It is a wise man who has something to say.
It is a fool who has to say something.

Message posted by blueexpo9720/8/2015 at 1:17pm
Outfit:  Adria Adora Isonzo     Location:  East Ayrshire
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My last two insurance companies said it didn't matter. But I suppose there will be ones out there that it does.

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XVI yes?

As well is two words!
How does a sage know everything about everything? or does he? or does he just think he does?
Remember, if you buy something you bought it, not brought it.

Message posted by Wobbly Box20/8/2015 at 3:45pm
Outfit:  Bailey & Mondeo      Location:   Scotland
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Try caravan wise

Message posted by VangoMan0220/8/2015 at 4:22pm
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I would imagine that it would matter if you had a claim whilst towing, if you had not informed them.
Better safe than sorry, especially with Insurance companies.
I change my car Insurance provider almost every year, only way to get a good deal nowadays imo.

Maybe it has changed but years ago it was a requirement and was told it came under modifications. If not asked I will volunteer the info and they have never said it does not matter but as you say some don't seem to be bothered..

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It is a wise man who has something to say.
It is a fool who has to say something.

Message posted by tango5521/8/2015 at 12:57am
Outfit:  Coachman Amara 450 2     Location:  Midlands
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If you use an insurance comparison website make sure you look at the excess fee as quite often they boast about how low their quotes are but never tell you what the real cost is if you have to make a claim. Some even offer cash back gimmicks but they get their money back in hidden expenses so I never encourage them and search for my own insurance. My caravan is currently insured with Saga which caters for the over 50's and have also had caravan insurance with Caravan Guard as they have a good reputation for customer care and settling claims within a reasonable time scale.

Message posted by VangoMan0221/8/2015 at 8:34am
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Good advice,I do the same. I know what I want and don't want in my insurance cover, so I base all my quotes with the same criteria.
For example I don't need a courtesy car should my car be in for repair, so why pay for it but I do like no claims bonus protected. Although haven't needed to claim for over 30 yrs.

I was also with Saga for car and caravan but as with all companies it can go up substantially some years for car insurance, so I look elsewhere.
I have found if you are so called new business with insurance companies you can always get a better deal which your existing company seem unable to compete with like for like.
I still have caravan insurance with Saga as they are hard to beat cover/price wise.

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It is a wise man who has something to say.
It is a fool who has to say something.

Message posted by HEJC7221/8/2015 at 7:29pm
Outfit:  Holi * Perran 4 * Airedale 5     Location:  North Yorkshire
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I insured my 1969 caravan with Shield.

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Helen xx
Mini Mad Mum

Message posted by Colin2122/8/2015 at 9:26am
Outfit:  1992 Elddis Wisp 450CT + X Trail     Location:  East Herts
Joined: 05/11/2013
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Just recently renewed my caravan insurance with Club Care through the CCC. 68.30 for our 1988 Elddis.

Checked when first insuring, and again at renewal time this year, and they were definitely the best deal for us. Being retired I expected Saga to be good, however if they offered insurance which they may not have done due to the age of the van, they were obviously dearer than Club Care. We found that many insurers will not cover vans over 20 years old, and ours is 27.

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Best Regards,
Colin


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