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Subject Topic: Breakdown Insurance
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19/5/2006 at 10:45am
 Location: Stafford
 Outfit: Toyota Surf + Swift Corniche
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I have just changed towing vehicle and now require breakdown insurance that covers recovery of car and caravan. Can anyone recommend any company. Have been quoted anything from £58+ to £84+ for same service. Just want roadside assistance + recovery of vehicle, caravan & passengers to home or my local garage.


19/5/2006 at 12:26pm
 Location: Wakefield Yorkshire
 Outfit: Conway Challenger
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Have a look at Green Flag, I think they do that.

Mike



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19/5/2006 at 12:38pm
 Location: South East Scotland
 Outfit: Dandy Dart
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some of the normal breakdown companies wont recover your caravan if its over 18ft long. we were with the RAC and phoned by they didnt cover our van because of the length its 26ft. we have just joined the CC&C and transfered our RAC membership over to there scheme (its run by the RAC) and now we are covered by them to recover the caravan as well as the car.

 



19/5/2006 at 2:19pm
 Location: Poole Nantwich Cheshire
 Outfit: Elddis Crusader - Range Rover
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read the small print carefully.  cover is often not the same.

some companies  will recover your vehicle after an accident, while others will only recover from a breakdown that they can't fix at the side of the road.

I noticed this some years ago, when looking for foreign cover.

Michael



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26/5/2007 at 9:05pm
 Location: None Entered
 Outfit: None Entered
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Having had some experience in the industry i know quite a bit that goes on.....

All i can say is expect delays either way if you do have a problem - if your vehicle/caravan breaks down its inevitable no matter what these companies do to help that you will be delayed somewhat.  Its even harder when abroad as the companies providing cover dont have the same influence/facilities.

Also you have to expect to spend money on phone calls, these companies provide a free number but you have to be prepared to call from a landline and give up on your mobile.

Rental cars with towbars do not exist in the UK or abroad for insurance reasons so bear this in mind that whoever you take cover that you may not be able to get this kind of replacement car.

One thing to note that recovery back to the UK is not always automatic - depends on the problem with your vehicle and repair times / costs and the value of your vehicle.

And always read the terms and conditions of your cover, quite often you will find yourselves being caught out because you didnt read the info before leaving on hols.... Hope this helps.



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27/5/2007 at 12:14am
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I have just posted this in one of the other insurance threads so I'll repost it here

I was recently doing some online searching for cheaper car insurance since my car insurance is due shortly. I happened to check the Lloyds TSB site and they seem to provide quite a reasonable car insurance. For an extra £32 a year on top of the insurance they do green flag roadside assistance and recovery which also includes the caravan. This has to be extremely favourable compared to the cost of RAC or AA



28/5/2007 at 2:35pm
 Location: Lowestoft Suffolk
 Outfit: Skoda Superb DSG + Elddis Affinity 550
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Seemingly, a little know fact is that Europ Assistance (the people who you usually get when buying European motoring assistance insurance) is also available to UK drivers for £45 per year.  This also includes the caravan.

I've found their service very good.  But, as stated above, please check the 'small print' to be sure that this is the right product for you.

John Jory




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