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Topic: Which caravan insurance?

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thefourwoodys

09/5/2011 at 7:57pm
Location: None Entered
Outfit: VW T5

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Hi, feeling very apprehensive as possibly going to buy a caravan, but which is the best company to insure it and do we have to inform the car insurance that we are towing a caravan? Would need cover whilst on road and on drive or in storage, etc.

We have always towed a camping trailer, but now thinking of upgrading as we are getting old and crave a slightly higher level of comfort!!!

Many thanks,
Emma.

Ratty

09/5/2011 at 8:21pm
Location: Hertfordshire
Outfit: Lots of tents and a 72 VW Camper

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Hi, you will find a list of insurers from here, discount for UKCampsite.co.uk members too.

http://www.ukcampsite.co.uk/articles/view.asp?id=48

Cheers Ratty

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kevtore999

09/5/2011 at 10:34pm
Location: Cheshire
Outfit: Outwell Idaho xl 8

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We use simple caravan insurance staff are great UK call centres and a very very good price!

dwares

10/5/2011 at 1:42am
Location: Perthshire
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I now have both car and caravan insured via Adrian Flux who advertise via this web site. Very competitive and good service to date.

Doug

LegsDownKettleOn

10/5/2011 at 7:50am
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Depends what you want from insurance. I always found caravanguard to be the cheapest. One thing you should do is avoid E+L. Or E + Hell as they have been dubbed here. Apparently caravan club offer the best cover, but I always found them expensive.

Tracy_Ashton

10/5/2011 at 7:52am
Location: Gloucestershire
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We are insured through the CC our policy was just £52 this year , bargain.

664DaveS

10/5/2011 at 8:53am
Location: Shropshire
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Towergate Bakers are very good.

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thefourwoodys

10/5/2011 at 9:09pm
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Do you have to be a member of caravan club to get the insurance?

tango55

10/5/2011 at 10:10pm
Location: Lichfield
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Some insurances are a bit of a con as I have found out recently. I had a quote from 'Caravan Guard' and although the quote was quite reasonable I wanted to spread the cost over the year on direct debit. The company they use for credit purposes wanted to do a credit search but for the sake of £90 it was daft as every time a search is applied it affects your credit score. I eventually took out my insurance £12 cheaper with 'Safeguard' via Swintons with no credit search involved. Now here's the catch. They sent a policy document to me and in black bold letters it states that "there is nothing more to do except read the details to ensure they are accurate and correct. If not contact this number and tell us imediately in order to rectify any mistakes". I did this, everything was correct and then put the document in a safe place. They charged me more when they took the second payment so I phoned up and asked why. Their reply was that I hadn't returned the credit document within 14 days so a £14 penalty charge was implemented because of this. I was told to read the document further down as it states in black and white the terms and conditions of this. Sure enough, further down the page (not in bold letters though) it states exactly that. I'm partly to blame for not reading it thoroughly but because of the penalty clause the insurance has actually cost me more. Goodbye 'Safeguard'! when it comes to renewal next year as they can stuff it right up their jacksy as far as I'm concerned. I reckon it's a tactic used by them to do cheaper insurance initially then see who falls victim to the penalty clause. Probably quite a few actually, and if there is they're making quite a few bob for not putting the the IMPORTANT details in bold letters. So anyone out there reading this beware if you are not paying in full and want to pay by monthly installments. Make sure you read ALL of it first and if you're not happy you legally have 14 days to cancel.

Post last edited on 10/05/2011 22:16:19

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